Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Newport News, 23601

How It Works in Newport News, VA

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Virginia: Regulations & Key Details

In Virginia, title loans provide a quick solution for those in need of emergency funds, especially for individuals facing credit challenges. It is vital to understand the specific regulations and requirements to ensure a compliant borrowing experience.

Loan Amount Range Fees & APR Repayment Terms Unique State Law Conditions
$1,000 - $10,000 15% per month; 180% APR max 1 to 12 months Licensed lenders must follow the Virginia Title Loan Act, requiring clear disclosures.

Virginia's laws, as outlined in the Virginia Code § 6.2-2200, stipulate that all title loans must be offered by licensed lenders who adhere to strict regulations. Potential borrowers should ensure that their lender complies with these laws for a safe borrowing experience. Borrowers in Richmond, Virginia Beach, and Norfolk can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender to protect your rights and financial well-being.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Sonja S.
Sonja S.
Finding a lender willing to work with individuals with poor credit can be challenging. However, they not only accepted my bad credit but also provided a favorable installment plan that fits my budget. Their service is truly outstanding!
Lou P.
Lou P.
This loan service exceeded my expectations when I needed a title loan estimate. Their user-friendly online tool provided me with a quick and accurate estimate, ensuring I had a clear understanding of the potential loan amount available to me, making the entire process straightforward & beneficial.
Paul W.
Paul W.
If you're in a bind and need cash one title loans but have poor credit like me, this is your best bet. Get in touch with Swift Title Loans today, they won't disappoint you. George was a huge assistance to us for the entire process.
Divaxo E.
Divaxo E.
There are a zillion different title loan companies out there to choose from, but I've tried different ones and they're not the same. Once I began using Swift Title Loans, I stuck with it. For me, it's tried and true - I need to know that someone has my back when I need money desperately.
Cory W.
Cory W.
I needed to get cash, and I had read an article about cash for car title. I thought whatever, let me give it a try. I was a little shy about going to a location, so I sent my request online. I was so surprised when they answered me immediately. It was so fast and efficient. But even better - they didn't ask me a lot of dumb questions and they didn't tell me what I had to use the money for.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Newport News, VA

Address

831 J Clyde Morris Blvd ST 402, Newport News, VA, 23601

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Newport News, VA

Here's a real example of a funded title loan from our branch:

2022 Honda CR-V

2021 Nissan Murano

Loan Term24 month36 month
Estimated Vehicle Value$30000$32000
Loan Amount$2527$4329
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$183.13$261.62
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I apply for a Title Loan in Newport News, Virginia?

You can conveniently apply for a Title Loan in Newport News by using Swift Title Loans’ online application. It provides a fast, no-obligation estimate, and the entire process can be completed from the comfort of your home. Alternatively, you might find lenders within city center or close to major streets like J. Clyde Morris Boulevard. Just ensure your chosen lender is licensed and complies with Virginia state laws.

How much can I borrow with a Title Loan in Newport News, Virginia?

The amount you can borrow will depend on the value of your vehicle and your ability to repay. In Virginia, Title Loans typically range from $500 to $5000. However, Swift Title Loans will assess your unique situation to offer the best loan amount for you.

Is bad credit a problem when applying for a Title Loan in Newport News, Virginia?

No, bad credit is not an obstacle when applying for a Title Loan through Swift Title Loans. We consider all credit types and focus mainly on the vehicle's value and your repayment ability.

How quickly can I get funds after applying for a Title Loan in Newport News, Virginia?

After approval, Swift Title Loans aims to provide funds as fast as possible - often on the same day or the next business day.

What documents do I need to apply for a Title Loan in Newport News, Virginia?

When applying for a Title Loan through Swift Title Loans, you will need the following documents:
  • Valid government-issued ID (Driver's license or passport)
  • Proof of residence (Recent utility bill or lease agreement)
  • Proof of income (Paystubs or bank statements)
  • Free and clear vehicle title

Can I continue driving my car while repaying my Title Loan in Newport News, Virginia?

Yes, with Swift Title Loans, you can keep driving your car as usual while making your loan repayments.

How can I repay my Title Loan in Newport News, Virginia?

Swift Title Loans provides several repayment modes including online payments, electronic fund transfers, and even physical checks. Choose the most convenient method for you. Each of these FAQs is designed to make the Title Loan acquisition process not just understandable but also easy for you. Contact Swift Title Loans today to get the financial help you


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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