Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

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Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Title Loans in Newport News, 23601

How It Works in Newport News, VA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in Virginia: Regulations & Key Details

In Virginia, title loans provide a quick solution for those in need of emergency funds, especially for individuals facing credit challenges. It is vital to understand the specific regulations and requirements to ensure a compliant borrowing experience.

Loan Amount Range Fees & APR Repayment Terms Unique State Law Conditions
$1,000 - $10,000 15% per month; 180% APR max 1 to 12 months Licensed lenders must follow the Virginia Title Loan Act, requiring clear disclosures.

Virginia's laws, as outlined in the Virginia Code § 6.2-2200, stipulate that all title loans must be offered by licensed lenders who adhere to strict regulations. Potential borrowers should ensure that their lender complies with these laws for a safe borrowing experience. Borrowers in Richmond, Virginia Beach, and Norfolk can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender to protect your rights and financial well-being.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Newport News, VA

Address

831 J Clyde Morris Blvd ST 402, Newport News, VA, 23601

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Amelia H.
Finding an equity loan for bad credit felt impossible until I reached out here. The team was patient and explained every step clearly. I was relieved when the loan was approved, giving me the chance to improve my financial situation without worrying about my credit history.
Jackson K.
When I found myself in a bind, the bad credit emergency loan with guaranteed approval made all the difference. My application was accepted swiftly and I got the support I needed right away.
Sonja S.
Finding a lender willing to work with individuals with poor credit can be challenging. However, they not only accepted my bad credit but also provided a favorable installment plan that fits my budget. Their service is truly outstanding!
Lou P.
This loan service exceeded my expectations when I needed a title loan estimate. Their user-friendly online tool provided me with a quick and accurate estimate, ensuring I had a clear understanding of the potential loan amount available to me, making the entire process straightforward & beneficial.
Paul W.
If you're in a bind and need cash one title loans but have poor credit like me, this is your best bet. Get in touch with Swift Title Loans today, they won't disappoint you. George was a huge assistance to us for the entire process.
Divaxo E.
There are a zillion different title loan companies out there to choose from, but I've tried different ones and they're not the same. Once I began using Swift Title Loans, I stuck with it. For me, it's tried and true - I need to know that someone has my back when I need money desperately.

Example of Title Loan Funded in Newport News, VA

Here's a real example of a funded title loan from our branch:

2022 Honda CR-V

2021 Nissan Murano

Loan Term24 month36 month
Estimated Vehicle Value$30000$32000
Loan Amount$2527$4329
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$183.13$261.62
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Newport News, VA? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Stay Calm in VA and Get Instant Cash!

One of the great things about living in Newport News is that you can get cash so quickly at Swift Title Loans. By either requesting online or contacting us at 831 J Clyde Morris Blvd #402, Newport News, VA 23601, you can immediately find out how much you can get. Use it to cover whatever cash crisis you’re facing today.

Quick Cash in VA – No Strings Attached!

Solving a cash emergency in Newport News can be simple when you send an online inquiry for a car title loan. Expect a quick reply and a speedy loan offer. You’re not under any obligation to accept the offer, but if you do you can get up to $50,000 cash into your account in one business day!

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I apply for a Title Loan in Newport News, Virginia?

You can conveniently apply for a Title Loan in Newport News by using Swift Title Loans’ online application. It provides a fast, no-obligation estimate, and the entire process can be completed from the comfort of your home. Alternatively, you might find lenders within city center or close to major streets like J. Clyde Morris Boulevard. Just ensure your chosen lender is licensed and complies with Virginia state laws.

How much can I borrow with a Title Loan in Newport News, Virginia?

The amount you can borrow will depend on the value of your vehicle and your ability to repay. In Virginia, Title Loans typically range from $500 to $5000. However, Swift Title Loans will assess your unique situation to offer the best loan amount for you.

Is bad credit a problem when applying for a Title Loan in Newport News, Virginia?

No, bad credit is not an obstacle when applying for a Title Loan through Swift Title Loans. We consider all credit types and focus mainly on the vehicle's value and your repayment ability.

How quickly can I get funds after applying for a Title Loan in Newport News, Virginia?

After approval, Swift Title Loans aims to provide funds as fast as possible - often on the same day or the next business day.

What documents do I need to apply for a Title Loan in Newport News, Virginia?

When applying for a Title Loan through Swift Title Loans, you will need the following documents:
  • Valid government-issued ID (Driver's license or passport)
  • Proof of residence (Recent utility bill or lease agreement)
  • Proof of income (Paystubs or bank statements)
  • Free and clear vehicle title

Can I continue driving my car while repaying my Title Loan in Newport News, Virginia?

Yes, with Swift Title Loans, you can keep driving your car as usual while making your loan repayments.

How can I repay my Title Loan in Newport News, Virginia?

Swift Title Loans provides several repayment modes including online payments, electronic fund transfers, and even physical checks. Choose the most convenient method for you. Each of these FAQs is designed to make the Title Loan acquisition process not just understandable but also easy for you. Contact Swift Title Loans today to get the financial help you


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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