Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Newport News, 23601

How It Works in Newport News, VA

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Virginia: Regulations & Key Details

In Virginia, title loans provide a quick solution for those in need of emergency funds, especially for individuals facing credit challenges. It is vital to understand the specific regulations and requirements to ensure a compliant borrowing experience.

Loan Amount Range Fees & APR Repayment Terms Unique State Law Conditions
$1,000 - $10,000 15% per month; 180% APR max 1 to 12 months Licensed lenders must follow the Virginia Title Loan Act, requiring clear disclosures.

Virginia's laws, as outlined in the Virginia Code § 6.2-2200, stipulate that all title loans must be offered by licensed lenders who adhere to strict regulations. Potential borrowers should ensure that their lender complies with these laws for a safe borrowing experience. Borrowers in Richmond, Virginia Beach, and Norfolk can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender to protect your rights and financial well-being.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Jai P.
Jai P.
Swift Title Loans provided exceptional service when I needed title loans. Their process was fast and efficient, ensuring I received the funds I needed without any hassle.
OLGA C.
OLGA C.
Swift Title Loans provided exceptional service when I needed cash for my car title near me. Their efficient process & friendly staff made it easy to obtain the funds I needed quickly, earning my recommendation for anyone seeking reliable financial assistance in their area.
Sarah I.
Sarah I.
Swift Title Loans is my go-to among title loan places. The process was swift, hassle-free, and the staff was friendly. When you need a title loan, Swift Title Loans is a reliable choice for quick and efficient service.
Mike B.
Mike B.
Title loans online are the best!!!! I couldn't sleep 2 nights ago because I was so worried about where I could get a fast loan. I went online and found Swift Title Loans. I sent in an application and barely had time to get back to bed when they contacted me with loan approval. Wow - is that service or what? Highly Recommended !
Luiz C.
Luiz C.
My semi truck is valuable - so when I needed a fast cash loan I used its value as collateral. I just had to give them the title to the truck until I paid the money back. If you have a semi truck and need money, go ahead and check out semi truck title loans.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Newport News, VA

Address

620 J Clyde Morris Blvd #3, Newport News, VA, 23601

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Newport News, VA

Here's a real example of a funded title loan from our branch:

2020 Toyota RAV4

2023 Mazda CX-5

Loan Term24 month36 month
Estimated Vehicle Value$30000$32000
Loan Amount$5788$3858
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$419.46$233.16
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the legal requirements to apply for a Title Loan in Newport News, Virginia?

To apply for a Title Loan in Newport News, Virginia you must be at least 18 years old, own your car outright, and have a clear title. It's also necessary to provide the following:
  • Government-issued ID (like a driver's license)
  • Proof of income (such as pay stubs)
  • Proof of residency in Newport News, Virginia (like a utility or credit card bill)
  • Your vehicle’s title
Remember, rules governing Title Loans vary by state and lenders like Swift Title Loans follow these regulations very strictly.

What is the maximum loan amount for a Title Loan in Newport News, Virginia?

In Virginia, including Newport News, the maximum loan amount for Title Loans is $50,000, but it's important to note that the amount is typically based on the appraised value of your vehicle and your ability to repay the loan. Apply online with Swift Title Loans for a fast, no-obligation quote.

How fast can I get an emergency Title Loan in Newport News, Virginia?

Swift Title Loans understands that your financial emergencies can't wait. In most cases, once your application is approved and all documentation is provided, you will get your funds in as fast as one business day.

Where can I get a Title Loan in Newport News, Virginia?

Borrowers can apply online anytime with Swift Title Loans for a quick estimate. The process gives you the flexibility as their loan representatives are available to assist you with your needs. However, if you prefer to connect in person, you may find lenders in areas like Warwick Boulevard or Jefferson Avenue. Just remember to opt for a licensed lender that follows Virginia state laws to ensure your safety and rights are protected.

Can I get a Title Loan in Newport News, Virginia, if I have bad credit?

Yes, Swift Title Loans offers Title Loans to borrowers regardless of their credit score. This is because the loan amount is primarily based on the value of your vehicle and your ability to repay the loan, not your credit history. So, if you need emergency funds, don't let bad credit stop you from applying for a loan with Swift Title Loans.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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