Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Oklahoma City, 73104

How It Works in Oklahoma City, OK

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Oklahoma: Regulations & Key Details

In Oklahoma, title loans are regulated to protect consumers while providing access to fast cash. These loans allow you to use your vehicle's title as collateral, making them accessible even with bad credit.

Key Details Information
Loan Amount Range $100 - $10,000
Fees & APR% Typically 10% - 30% per month
Repayment Terms 30 days (can be extended)
Unique State Law Conditions Must be licensed and comply with the Oklahoma Department of Consumer Credit regulations.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. It's crucial to choose a licensed lender that follows Oklahoma's title loan regulations to ensure a secure borrowing experience. For more details about loan operations and protection, refer to the Oklahoma Consumer Protection resources.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Oklahoma City, OK

Address

505 E Reno Ave #1, Oklahoma City, OK, 73104

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Oklahoma City, OK

Here's a real example of a funded title loan from our branch:

2018 Honda Insight

2023 Jeep Renegade

Loan Term24 month36 month
Estimated Vehicle Value$20000$27000
Loan Amount$4546$5722
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$342.93$364.52
Monthly Interest5.425.42
APR65.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for obtaining a title loan in Oklahoma City?

To qualify for a title loan in Oklahoma City, you typically need to meet the following criteria:
  1. Be at least 18 years old.
  2. Own a vehicle with a clear title (no outstanding liens).
  3. Show proof of income or a reliable source of repayment.
  4. Provide a valid government-issued ID.
At Swift Title Loans, we also consider your unique situation, including potential income sources, even if you have bad credit. ---

How much can I borrow with a title loan in Oklahoma City?

The amount you can borrow with a title loan in Oklahoma City generally depends on the value of your vehicle. Oklahoma state law allows title loans up to 25% of the vehicle's value. However, individual lenders may have specific limits, and Swift Title Loans can provide a fast, no-obligation estimate based on your vehicle’s condition and market value. ---

How long does it take to get approved for a title loan in Oklahoma City?

Swift Title Loans offers a quick approval process; many customers receive their funds within the same day they apply. Once you submit your application and the necessary documents, we work swiftly to assess your eligibility and provide a loan decision. ---

What documents do I need to apply for a title loan in Oklahoma City?

To apply for a title loan, you’ll typically need to provide:
  • Your vehicle title.
  • A valid driver's license or state ID.
  • Proof of income (like pay stubs or bank statements).
  • Proof of residence (like a utility bill).
  • Vehicle registration.
Ensure all documents are up-to-date to expedite your application process at Swift Title Loans. ---

Are there any prepayment penalties for title loans in Oklahoma City?

No, there are no prepayment penalties for title loans in Oklahoma. You can pay off your loan early without any additional fees. This flexibility allows you to save on interest and manage your finances better. ---


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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