Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Title Loans in Ontario, 91761

How It Works in Ontario, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Ontario, CA

Address

2551 S Vineyard Ave b, Ontario, CA, 91761

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Ontario, CA

Here's a real example of a funded title loan from our branch:

2019 Chevrolet Colorado

2023 Tesla Model X

Loan Term24 month36 month
Estimated Vehicle Value$32000$80000
Loan Amount$3302$4200
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$239.30$253.82
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where Can I Get a Title Loan in Ontario, California?

You can conveniently apply for a Title Loan in Ontario online with Swift Title Loans for a fast, no-obligation estimate. Ontario is served by a number of licensed lenders, many of which are located along major streets such as Euclid Avenue and Holt Boulevard. Regardless of where you choose to apply, be sure to select a lender that is licensed and complies with California state laws.

What Are the Legal Regulations for Title Loans in Ontario, California?

In Ontario, California, title loans are governed under the California Financing Law. This rules stipulates that there are no caps on the amount of the loan if it’s over $2,500. For loans less than $2,500, interest rates are capped. Always ensure that your chosen lender is compliant with this state law.

What Are the Documents Required for a Title Loan in Ontario, California?

Obtaining a title loan in Ontario requires several key documents:
  • A valid government-issued ID
  • A vehicle title in your name
  • Proof of income
  • Proof of residency
Swift Title Loans may ask for additional documentation based on specific needs.

What If I Have Bad Credit? Can I Still Get a Title Loan in Ontario, California?

Yes, you can. Swift Title Loans considers all applications, regardless of credit history. Your car's value and your ability to repay the loan matter more than your credit score. Start the easy application process online today.

How Quickly Can I Get a Title Loan in Ontario, California?

With Swift Title Loans, the process is straightforward and fast. After you've submitted your application and required documents, you could have the funds as soon as the same day.

Is My Personal Information Safe During the Application Process?

Absolutely. At Swift Title Loans, we prioritize the privacy of your personal information. Our systems are secure, and we maintain strict data protection policies.

Can I Keep Using My Vehicle While Paying Off the Title Loan?

Yes, you can. With Swift Title Loans, you retain possession of your vehicle and can continue using it as usual while making timely repayments on your loan.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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