Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Owasso, 74112

How It Works in Owasso, OK

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Oklahoma: Regulations & Key Details

In Oklahoma, title loans are regulated to protect consumers while providing access to fast cash. These loans allow you to use your vehicle's title as collateral, making them accessible even with bad credit.

Key Details Information
Loan Amount Range $100 - $10,000
Fees & APR% Typically 10% - 30% per month
Repayment Terms 30 days (can be extended)
Unique State Law Conditions Must be licensed and comply with the Oklahoma Department of Consumer Credit regulations.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. It's crucial to choose a licensed lender that follows Oklahoma's title loan regulations to ensure a secure borrowing experience. For more details about loan operations and protection, refer to the Oklahoma Consumer Protection resources.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Owasso, OK

Address

1882 S Yale Ave STE 104, Owasso, OK, 74112

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Owasso, OK

Here's a real example of a funded title loan from our branch:

2017 Toyota Corolla

2019 Subaru Outback

Loan Term24 month36 month
Estimated Vehicle Value$17000$28000
Loan Amount$4891$3631
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$354.46$219.44
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the legal loan limit for Title Loans in Owasso, Oklahoma?

The legal loan limit for Title Loans in Oklahoma, including Owasso, is not specified by state law. This means the amount you can borrow with Swift Title Loans is determined by the value of your vehicle and your ability to repay the loan.

Do I need good credit to qualify for a Title Loan in Owasso?

No. At Swift Title Loans, we understand life happens. That’s why we assist borrowers with bad credit get the emergency funds they need. Your car title secures the loan, so credit isn’t a prime factor in our decision process.

Where can I get a Title Loan in Owasso, Oklahoma?

You can easily apply for a Title Loan online with Swift Title Loans. We also have partnerships with trustworthy lenders located across Owasso, along major streets like 86th Street N and E 106th Street N. Remember, it's crucial to choose a licensed lender that adheres to Oklahoma's state laws.

What documents do I need to apply for a Title Loan in Owasso?

When applying for a Title Loan with Swift Title Loans, ensure you have the following documents:
  • A valid ID (driver's license or state-issued ID)
  • Proof of income (like recent pay stubs or bank statements)
  • Proof of residency (any utility bill or lease agreement)
  • Your car's clear title

Can I apply for a Title Loan in Owasso if I’m unemployed?

Yes. Swift Title Loans is committed to helping residents of Owasso get funding when they need it. If you don't have traditional employment but receive regular income from sources like disability, retirement, or unemployment benefits, you still qualify.

Can I keep my vehicle while I repay my Title Loan in Owasso?

Absolutely. Swift Title Loans allows you to keep and use your vehicle as you usually would during the loan period. As long as you keep up with your agreed repayments, there will be no change to your regular commute.

What happens if I can't repay my Title Loan in Owasso, Oklahoma?

If you're having difficulty making


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security

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