Swift Title & Payday Loans

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Title Loans in Owasso, 74112

How It Works in Owasso, OK

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in Oklahoma: Regulations & Key Details

In Oklahoma, title loans are regulated to protect consumers while providing access to fast cash. These loans allow you to use your vehicle's title as collateral, making them accessible even with bad credit.

Key Details Information
Loan Amount Range $100 - $10,000
Fees & APR% Typically 10% - 30% per month
Repayment Terms 30 days (can be extended)
Unique State Law Conditions Must be licensed and comply with the Oklahoma Department of Consumer Credit regulations.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. It's crucial to choose a licensed lender that follows Oklahoma's title loan regulations to ensure a secure borrowing experience. For more details about loan operations and protection, refer to the Oklahoma Consumer Protection resources.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Owasso, OK

Address

1882 S Yale Ave STE 104, Owasso, OK, 74112

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Saige J.
I was looking everywhere in Owasso for loans with no credit check, and most places either turned me away or gave confusing information. At Swift Title Loans, Amaya was the complete opposite—calm, clear, and genuinely helpful. She explained my options without making me feel embarrassed about my credit. The whole process was faster than I expected, and I left feeling like I actually had some breathing room. If I could change one thing, it’d be adding an online application option to save time. But Amaya’s kindness really stood out.
Anna C.
It took some research to find the best title loans, but it was worthwhile. In the end, I worked with a company that offered flexible payment terms and didn't try to bury me in fees.
Burton
They provided personal loans without no car title in Owasso. Their flexibility and commitment to meeting diverse financial needs make them a trustworthy option for personal loans.
Flores K.
The finest places to get a payday loan could give you the money the next working day after approval. Swift Title Loans can also get you cash against car in a matter of few days.
Donavon B.
My company would not be up and running without the aid of Swift Title Loans. Since the personnel was incredibly helpful and sympathetic, I had no difficulty pawning the title to my automobile.
Wade H.
Thanks to Swift Title Loans💴, I received the necessary funding to launch my firm. The organization was patient in explaining how to pawn my car title and addressing my many questions, so everything went well.

Example of Title Loan Funded in Owasso, OK

Here's a real example of a funded title loan from our branch:

2017 Toyota Corolla

2019 Subaru Outback

Loan Term24 month36 month
Estimated Vehicle Value$17000$28000
Loan Amount$4891$3631
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$354.46$219.44
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Owasso, OK? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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TLS Security

Short Title Loan Applications for Quick Funding in Owasso

If you need money quickly in Owasso and you own a car, truck or motorcycle, you could get your hands on cash in one business day! How does it work? Send your online request for cash to Swift Title Loans in Owasso, OK. Submit your vehicle title, sign the loan offer and get the money you need quickly.

Onlilne Title Loans Processed Quickly in OK

Money comes and money goes, but if yours is gone and you need cash fast, let us help. Send us your clear vehicle title, photo ID and monthly income so we can process your request. Apply online or come into our office at 1882 S Yale Ave STE 104, Owasso, OK 74112.

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the legal loan limit for Title Loans in Owasso, Oklahoma?

The legal loan limit for Title Loans in Oklahoma, including Owasso, is not specified by state law. This means the amount you can borrow with Swift Title Loans is determined by the value of your vehicle and your ability to repay the loan.

Do I need good credit to qualify for a Title Loan in Owasso?

No. At Swift Title Loans, we understand life happens. That’s why we assist borrowers with bad credit get the emergency funds they need. Your car title secures the loan, so credit isn’t a prime factor in our decision process.

Where can I get a Title Loan in Owasso, Oklahoma?

You can easily apply for a Title Loan online with Swift Title Loans. We also have partnerships with trustworthy lenders located across Owasso, along major streets like 86th Street N and E 106th Street N. Remember, it's crucial to choose a licensed lender that adheres to Oklahoma's state laws.

What documents do I need to apply for a Title Loan in Owasso?

When applying for a Title Loan with Swift Title Loans, ensure you have the following documents:
  • A valid ID (driver's license or state-issued ID)
  • Proof of income (like recent pay stubs or bank statements)
  • Proof of residency (any utility bill or lease agreement)
  • Your car's clear title

Can I apply for a Title Loan in Owasso if I’m unemployed?

Yes. Swift Title Loans is committed to helping residents of Owasso get funding when they need it. If you don't have traditional employment but receive regular income from sources like disability, retirement, or unemployment benefits, you still qualify.

Can I keep my vehicle while I repay my Title Loan in Owasso?

Absolutely. Swift Title Loans allows you to keep and use your vehicle as you usually would during the loan period. As long as you keep up with your agreed repayments, there will be no change to your regular commute.

What happens if I can't repay my Title Loan in Owasso, Oklahoma?

If you're having difficulty making


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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