Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California Palmdale

Title Loans in Palmdale, 93551

How It Works in Palmdale, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Dennis M.
Dennis M.
Swift Title Loans provided a seamless experience when I requested a title loan quote; their quick response and clear breakdown of terms were incredibly helpful. Highly recommended.
Charles B.
Charles B.
I had an excellent experience with a salvage title loan near me, as the service provided quick and efficient financial support. Their local availability and understanding of salvage titles made the process convenient and stress-free, and I highly recommend their services to those in need.
William G.
William G.
She was really nice and easy to get in touch with, so getting my easy personal loans and car title loans was a breeze. Many thanks to Swift Title Loans company.
lizzie W.
lizzie W.
Megan provided my payday loan professionally. Her patience and thoroughness in answering my questions were excellent. She's kind and will try to assist you find a low-interest payment plan. If you need a no-credit-check online loan, this organization offers car title loans for financed autos.
Haikwpkf I.
Haikwpkf I.
Loans of money are a lot like going on a blind date. you can rely on borrowing money against my car title from Swift Title Loans. Assuming the best, you take this on faith. This installment loan is like Ryan Reynolds when it comes to loans. attractive, dependable, and a joy to the eyes. Use the "right" cash advance apps to get back on your feet after a financial setback.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Palmdale, CA

Address

1262 W Rancho Vista Blvd unit 401, Palmdale, CA, 93551

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Palmdale, CA

Here's a real example of a funded title loan from our branch:

2022 Subaru Ascent

2016 Chevrolet Bolt EV

Loan Term24 month36 month
Estimated Vehicle Value$35000$22000
Loan Amount$2836$4954
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$205.53$299.39
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the state regulations for Title Loans in Palmdale, California?

California has specific regulations for title loans. In Palmdale, the loan amount can vary between $2,600 and $20,000. The repayment term can range from 24 to 36 months. Always check that your lender adheres to these terms.

What are the lender requirements at Swift Title Loans in Palmdale, California?

To apply for a title loan at Swift Title Loans, the borrower must:
  • Be at least 18 years old
  • Own a vehicle free of liens and in good condition
  • Present a state-issued ID or driver's license
  • Provide proof of income and residency
  • Have a vehicle title listed in their name

Where can I get a title loan in Palmdale?

In Palmdale, you can get a title loan quickly and easily online with Swift Title Loans. We operate legally within state guidelines and offer a quick, no-obligation estimate. For face-to-face service, there are locations on Palmdale Boulevard and East Avenue S.

Can I get a title loan in Palmdale, California with bad credit?

Yes, at Swift Title Loans, we understand that financial emergencies can happen to anyone, regardless of their credit history. Your vehicle's value is your credit when applying for a title loan in Palmdale, so bad credit will not necessarily prevent you from getting a loan.

What happens if I cannot repay my title loan in Palmdale?

Swift Title Loans advocates responsible borrowing and offers flexible repayment terms. If you are unable to repay your title loan, it’s critical to contact us immediately. We may be able to work on a modified payment plan to avoid default. Note that failure to repay a loan may result in the lender taking possession of your vehicle.

Are there penalties for early repayment of a title Loan in Palmdale, California?

No, Swift Title Loans does not charge any prepayment penalties. You can repay your loan before its due date without any additional charges.

How quickly can I receive funds after applying for a title loan in Palmdale, California?

At Swift Title Loans, we


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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