Swift Title Loan

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Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California Pasadena

Title Loans in Pasadena, 91103

How It Works in Pasadena, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Pasadena, CA

Address

545 N Fair Oaks Ave #31, Pasadena, CA, 91103

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Customer Reviews

Mohamed K.
Swift Title Loans in Pasadena helped me out during a stressful week when I needed an easy loan without a credit check. Azaria was the one who guided me, and she made the whole experience surprisingly smooth and comforting. I appreciated that she explained all the terms clearly and didn’t try to pressure me into anything. The location is clean and welcoming, which added to the overall positive vibe. If I could suggest one improvement, it would be to streamline the wait time—it got a bit slow during peak hours. Still, I left with exactly what I needed and peace of mind.
Robert M.
Obtaining a loan from this company was fairly easy overall. They truly made it simple for me to be approved for the quick personal loans that I applied for. No lengthy wait times or difficult paperwork. They helped me feel comfortable, and I had no trouble paying my bills.
Sonu S.
Quick and easy car title loans with no credit check are now within reach thanks to Swift Title Loans. They made getting the money I required a breeze with their straightforward application process and responsive support staff.
Jackson
This loan Company offered efficient auto title loans in Pasadena. The quick approval and competitive terms make them a reliable choice for individuals seeking financial assistance with their vehicle title.
Foresten K.
This is my honest opinion on fast auto title loans. I had trouble getting a no-credit-check loan from 1 Hour Loans, but their support staff was great. Thank you, Swift Title Loans.🙏
Roberta M.
Cash title loans from this company were a lifesaver during a financial emergency. They provided a speedy solution, and the application process was straightforward. I got the cash I needed without hassle.

Example of Title Loan Funded in Pasadena, CA

Here's a real example of a funded title loan from our branch:

2015 Hyundai Santa Fe

2022 Chevrolet Bolt EV

Loan Term24 month36 month
Estimated Vehicle Value$23000$30000
Loan Amount$5183$5330
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$375.62$322.12
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Bad Credit Loans in Pasadena, CA – Get Fast Cash Today


Key Takeaways:

  1. Borrow up to $50,000 using your car’s title as collateral.
  2. No credit checks required for certain loans, and if performed, it’s not the main factor for approval.
  3. Flexible repayment terms between 2-4 years with no prepayment penalties.
  4. Keep driving your car while making loan payments.
  5. Receive funds the same day if you apply early.
  6. Office Location: 545 N Fair Oaks Ave #31, Pasadena, CA 91103, USA.

What is a Car Title Loan and How Can It Help Pasadena Residents?

A car title loan is a secured loan where you use your vehicle’s title as collateral. This is an ideal option for Pasadena residents who need quick cash, even with bad credit. You can borrow up to $50,000 based on your car’s value and proof of income.

Pasadena is known for its rich cultural history and is home to over 141,000 residents. The city has a diverse economy with opportunities in technology, healthcare, and education, making it a thriving hub in Los Angeles County. Pasadena’s median household income is approximately $83,068, reflecting its vibrant economic growth Source: U.S. Census.


How Does the Title Lending Process Work?

The process is simple:

  1. Apply Online or Visit Us: Complete a short application form.
  2. Get Approved: We evaluate your car’s value and proof of income.
  3. Receive Your Cash: Funds may be available the same day if you apply early.
Title Loans in Pasadena

Frequently Asked Questions (FAQs)

How Much Can I Borrow with a Car Title Loan?
You can borrow between $2,500 to $50,000, depending on your car’s value and proof of income.

What If I Am Struggling to Repay My Title Loan?
If you’re having difficulty making payments, contact us as soon as possible. We can explore options like restructuring the loan or adjusting your repayment schedule to help ease the burden.

Can I Refinance My Title Loan?
Yes, if you already have a title loan with another company, we can help you refinance for better terms. This may include extending the repayment period or lowering your monthly payments. Apply online today to find out how we can improve your loan terms and make repayment more manageable.

Can I Use My Car as Collateral if I Still Owe on It?
Yes, you can still use your car as collateral even if you’re financing it elsewhere. We can help you refinance the remaining balance and potentially offer better terms.

Is There a Prepayment Penalty on a Title Loan?
No, there are no penalties if you decide to pay off your loan early. Early repayment can save you on interest costs and improve your financial situation faster.

How Can a Title Loan Calculator Be Useful for You?
Our Title Loan Calculator helps you estimate monthly payments and plan your budget more effectively.


Example of a Typical Car Title Loan in Pasadena

ExamplesToyota Camry 2018Honda CR-V 2020
Vehicle Value$16,000$30,000
Title Loan Amount$5,000$11,000
Loan Term24 months36 months
APR87.25%90.50%
Fees$90$90
Monthly Payment$400$850

Note: No prepayment penalties apply.


Additional Loan Services We Offer in Pasadena, CA

In addition to car title loans, we offer a range of other loan services tailored to meet your specific financial needs. Here’s a quick overview of our different loan options:

ServiceDescriptionAmountAPRLoan TermLoan TypeCollateralOrigination Fees
Title LoansUse your car’s title for quick cash$2,500-$50,000Up to 150%2-4 YearsTitle LoanYesUp to 10% of loan amount
Quick Cash LoansFast cash for emergencies$1,000-$5,000170% Avg.9-18 MonthsInstallment LoanNoUp to 2.5%
Payday LoansNo collateral needed$100-$1,000Up to 400%14-30 DaysPayday LoanNo$45 per loan
No Credit Check LoansApproval without credit checks$100-$1,000Up to 400%14-30 DaysPayday LoanNo$45 per loan
Installment LoansMedium-term loans with flexibility$1,000-$5,000170% Avg.9-18 MonthsInstallment LoanNoUp to 2.5%
Note: Our repayment schedules have no hidden fees or prepayment penalties.

Loan Services Available in Pasadena, CA

Loans Without Credit Check:
Get access to funds without undergoing a traditional credit check. Perfect for those with limited credit history or concerns about a low credit score.
No Credit Check Loans:
Fast approval for borrowers who want to avoid lengthy credit assessments. Approval is primarily based on your ability to repay, not your credit score.
Installment Loans:
Ideal for those needing a larger sum, typically between $1,000-$5,000, with flexible repayment options spread over 9-18 months. Great for managing bigger expenses while keeping monthly payments manageable.
Same Day Loans:
Need cash fast? Our same-day loan service ensures quick approvals with minimal paperwork, so you can receive funds the very same day.
Quick Loans:
For urgent financial needs, our quick loans provide instant cash to cover unexpected expenses. These loans are designed for those who need cash on the spot.
Bad Credit Loans:
Tailored for borrowers with less-than-perfect credit. Whether you’ve faced financial setbacks or bankruptcy, we focus on your current ability to repay.
Cash Loans:
Immediate cash disbursement for emergency expenses. Suitable for those needing quick access to a small loan, typically ranging from $100-$1,000.
Personal Loans for Bad Credit:
Personal loans designed for borrowers with poor credit. Borrow between $1,000-$5,000 with competitive rates and flexible terms to meet your needs.

need More info?

These diverse loan options are all designed to provide you with financial flexibility, regardless of your credit history or current financial situation. For more information or to apply, visit our office at 545 N Fair Oaks Ave #31, Pasadena, CA 91103, or start your application online today.

Title Loans in Pasadena

Did you know? In Pasadena, CA, where many residents use their cars to commute to Los Angeles, title loans offer quick cash while allowing you to keep your vehicle for the daily drive along the 210 freeway.


How to Get Emergency Cash with Car Title Loans in Pasadena

If you’re facing unexpected expenses, a car title loan can be a fast way to get cash. Whether it’s for urgent medical bills, home repairs, or consolidating debt, our streamlined process ensures you get the funds you need quickly.

Every lender may have slightly different criteria, but to comply with state regulations, there are specific documents you must provide. These typically include your vehicle’s title, proof of income, proof of residency, a government-issued ID, and, in some cases, a vehicle inspection. Ensuring you have these documents ready can speed up the approval process and help you secure your auto title loan quickly.


Why Choose Us for Title Loans in Pasadena?

  • Fast Approvals: Get approved within hours.
  • No Credit Checks for Some Loans: Focus on your car’s value and proof of income.
  • Keep Driving Your Vehicle: Use your car’s title as collateral while continuing to drive it.
  • Same-Day Funding: Apply early to receive funds the same day.

Need Fast Cash in Pasadena?

For Pasadena residents needing quick access to cash, we’re here to help. Apply today to borrow up to $50,000 and get approved quickly. Visit us at 545 N Fair Oaks Ave #31, Pasadena, CA 91103, or apply online. You could have cash in your account by the end of the day—Swift Title Loans – Faster Than Ever!

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum amount I can borrow from Swift Title Loans in Pasadena?

Swift Title Loans offers title loans up to $50,000. However, the amount you can borrow is based on the value of your vehicle and your ability to repay the loan. California law doesn't specify a maximum limit for title loan amounts.

Where can I apply for a title loan in Pasadena, California?

You may conveniently apply for a title loan online with Swift Title Loans. You may also find physical locations along major areas such as Colorado Blvd or Fair Oaks Ave. Regardless of your choice, it's crucial to select a licensed lender like Swift Title Loans that adheres to California state laws.

What documents do I need to apply for a title loan with Swift Title Loans in Pasadena?

You will need the following documents:
  • A clean car or motorcycle title
  • A government-issued ID (driver's license or passport)
  • Proof of income (e.g. pay stubs, job offer letter, or tax returns)
  • Proof of residency (a utility bill should suffice)

Can I get a title loan from Swift Title Loans in Pasadena if I have bad credit?

Yes, you can. Swift Title Loans considers all credit types while making a loan decision. Your vehicle's value and your ability to repay the loan are more crucial than your credit history.

How fast can I get my funds once approved?

Swift Title Loans understands that you need your emergency funds quickly. That's why, once approved, you may receive your funds as soon as the next business day.

What happens if I cannot pay my title loan in Pasadena, CA?

As a licensed lender that follows California’s regulations, Swift Title Loans will work with you to arrange a repayment plan if you're struggling. However, non-payment can lead to repossession of your vehicle.

How can I pay off my title loan early?

You can pay off your title loan early with Swift Title Loans without any pre-payment penalties. Early repayment might save you significant money in interest payments. Remember, swift, trustworthy, and reliable financial assistance is just a click away with Swift Title Loans in Pasadena, California. Don't let your financial emergency linger, apply today!


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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