Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California Pasadena

Title Loans in Pasadena, 91103

How It Works in Pasadena, CA

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Robert M.
Robert M.
Obtaining a loan from this company was fairly easy overall. They truly made it simple for me to be approved for the quick personal loans that I applied for. No lengthy wait times or difficult paperwork. They helped me feel comfortable, and I had no trouble paying my bills.
Sonu S.
Sonu S.
Quick and easy car title loans with no credit check are now within reach thanks to Swift Title Loans. They made getting the money I required a breeze with their straightforward application process and responsive support staff.
Jackson
Jackson
This loan Company offered efficient auto title loans in Pasadena. The quick approval and competitive terms make them a reliable choice for individuals seeking financial assistance with their vehicle title.
Foresten K.
Foresten K.
This is my honest opinion on fast auto title loans. I had trouble getting a no-credit-check loan from 1 Hour Loans, but their support staff was great. Thank you, Swift Title Loans.🙏
Leona M.
Leona M.
I had a bad financial situation and urgently required money. It was a terrific experience for me to locate a lender who provided car title loans close to where I live. I would absolutely hire the personnel again because they were kind and helpful.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Pasadena, CA

Address

545 N Fair Oaks Ave #31, Pasadena, CA, 91103

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Pasadena, CA

Here's a real example of a funded title loan from our branch:

2015 Hyundai Santa Fe

2022 Chevrolet Bolt EV

Loan Term24 month36 month
Estimated Vehicle Value$23000$30000
Loan Amount$5183$5330
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$375.62$322.12
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum amount I can borrow from Swift Title Loans in Pasadena?

Swift Title Loans offers title loans up to $50,000. However, the amount you can borrow is based on the value of your vehicle and your ability to repay the loan. California law doesn't specify a maximum limit for title loan amounts.

Where can I apply for a title loan in Pasadena, California?

You may conveniently apply for a title loan online with Swift Title Loans. You may also find physical locations along major areas such as Colorado Blvd or Fair Oaks Ave. Regardless of your choice, it's crucial to select a licensed lender like Swift Title Loans that adheres to California state laws.

What documents do I need to apply for a title loan with Swift Title Loans in Pasadena?

You will need the following documents:
  • A clean car or motorcycle title
  • A government-issued ID (driver's license or passport)
  • Proof of income (e.g. pay stubs, job offer letter, or tax returns)
  • Proof of residency (a utility bill should suffice)

Can I get a title loan from Swift Title Loans in Pasadena if I have bad credit?

Yes, you can. Swift Title Loans considers all credit types while making a loan decision. Your vehicle's value and your ability to repay the loan are more crucial than your credit history.

How fast can I get my funds once approved?

Swift Title Loans understands that you need your emergency funds quickly. That's why, once approved, you may receive your funds as soon as the next business day.

What happens if I cannot pay my title loan in Pasadena, CA?

As a licensed lender that follows California’s regulations, Swift Title Loans will work with you to arrange a repayment plan if you're struggling. However, non-payment can lead to repossession of your vehicle.

How can I pay off my title loan early?

You can pay off your title loan early with Swift Title Loans without any pre-payment penalties. Early repayment might save you significant money in interest payments. Remember, swift, trustworthy, and reliable financial assistance is just a click away with Swift Title Loans in Pasadena, California. Don't let your financial emergency linger, apply today!


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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