Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home Florida Pensacola

Title Loans in Pensacola, 32503

How It Works in Pensacola,

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Helene S.
Helene S.
This cash advance title loans service near me provided an efficient and hassle-free solution when I needed quick financial assistance. Their proximity, friendly staff, and transparent terms made the entire process convenient and trustworthy. Highly recommend for anyone seeking cash advance title loans nearby.
derek S.
derek S.
I haven't maintained my credit well in recent years. My sole source for payday loans for bad credit was a scam. Luckily, Swift Title Loans provided a rapid online title loan 💸. I am deeply grateful for their assistance in regaining my life.👌
Carol T. P.
Carol T. P.
If you're looking for the best spot to get a title loan in Pensacola, look no further. This company not only has low prices but also excellent customer service. They made the entire process simple. Thanks!!!!!
Sina M.
Sina M.
With this company's loans for auto title, I was able to unlock the potential of my car's title, which was a game changer. Their clear conditions and friendly crew enabled me to use my asset for financial assistance. thanks!!!
Gary A.
Gary A.
I didn't know I'd be able to pawn my car and still drive it! I was super happy to find out that I could get money but still keep it. Highly Recommended !
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Pensacola,

Address

5045 Bayou Blvd STE 205, Pensacola, 32503

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Pensacola,

Here's a real example of a funded title loan from our branch:

2022 Hyundai Tucson

2015 Ford F-250

Loan Term24 month36 month
Estimated Vehicle Value$30000$40000
Loan Amount$3619$4119
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$262.27$248.93
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I apply for a swift title loan in Pensacola?

You can easily apply for a swift title loan right here in Pensacola, Florida. Swift Title Loans offers an easy online application for fast, no-obligation estimates. Alternatively, you can also visit our lending locations around the city, including those near North Palafox Street and Bagdad Highway. Always remember to work with a licensed lender that complies with Florida state laws.

What are the specific legal requirements for title loans in Pensacola, Florida?

Title loan legalities in Florida are regulated by the Florida Title Loan Act. Borrowers must be at least 18 years old and the title of the car should be lien-free. Other requirements include proof of income, a valid ID, and car insurance.

What documents are required to apply for a swift title loan in Pensacola?

Swift Title Loans requires the following documents for your application:
  • Valid, government-issued ID
  • Proof of income (e.g. pay slips, bank statements)
  • Car title free from any lien
  • Proof of car insurance

Can I get a title loan with bad credit in Pensacola, Florida?

Yes, you can! Swift Title Loans assesses your application based on your ability to repay, not solely on your credit score. We believe that everyone should have access to financial solutions in times of emergencies.

How quickly can I get a title loan in Pensacola?

With Swift Title Loans' efficient online application, you can receive an estimate instantly and get the loan cash as soon as the next business day.

How much can I borrow with Swift Title Loans in Pensacola?

According to the Florida Title Loan Act, the loan amount is determined by the current market value of your vehicle and your ability to repay, not exceeding the state limit.

How do I contact Swift Title Loans in Pensacola, Florida?

Feel free to contact us through our website or give us a call. Our team in Pensacola, Florida, is ready to assist you with all your title loan inquiries. Please consult with our friendly staff to know more. It's easy! Just click on the Swift Title Loans website and start your


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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TLS Security

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