Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home Texas Plano

Title Loans in Plano, 75074

How It Works in Plano, Texas

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Plano, Texas

Address

2549 K Ave #300, Plano, Texas, 75074

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Plano, Texas

Here's a real example of a funded title loan from our branch:

2019 GMC Sierra

2021 Toyota Supra

Loan Term24 month36 month
Estimated Vehicle Value$40000$45000
Loan Amount$3356$4857
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$147.23$145.57
Monthly Interest0.420.42
APR5.00%5.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the regulations for title loans in Plano, Texas?

In Texas, title loan lenders are regulated by state law. Lenders are prohibited from charging more than 10% interest. However, there's no cap on the amount of the loan or on the fee a lender can charge. All lenders must be licensed with the Office of Consumer Credit Commissioner (OCCC). Swift Title Loans is a fully licensed lender that complies with these rules.

How much can I borrow with a title loan in Plano?

Swift Title Loans offers car title loans starting from $2,500 up to $20,000. The loan amount primarily depends upon the equity in your vehicle, your income, and your ability to repay the loan.

Can I get a title loan in Plano with bad credit?

Absolutely! Swift Title Loans offers title loans in Plano to individuals with bad credit. Your credit score is not the main criteria for approval, it's your vehicle's value and your repayment ability that determine eligibility.

Where can I get a title loan in Plano?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. If you prefer in-person transactions, Plano has several lender locations, many along Highway 75 and Spring Creek Parkway. Always choose a licensed lender that follows state laws, like Swift Title Loans.

What documents do I need to apply for a title loan in Plano, Texas?

When applying with Swift Title Loans, you will need
  • A clear title of your vehicle registered in your name
  • A government-issued ID (Driver's License or State ID)
  • Proof of income (Pay stubs or bank account statements)
  • Proof of residence (Recent utility bill or lease agreement)

How long does it take to get approved for a title loan in Plano?

With Swift Title Loans, you could receive approval and access to your funds as quickly as the same business day, depending on your application time and provided documentation.

How can I make repayments for my title loan?

Swift Title Loans provides flexible repayment methods such as checks, debit card payments, and direct wire transfers to ensure a seamless transaction. You can even make payments online via our secure portal. Are you


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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