Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Plant City, 33563

How It Works in Plant City, FL

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Plant City, FL

Address

1600 W Reynolds St B, Plant City, FL, 33563

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Plant City, FL

Here's a real example of a funded title loan from our branch:

2021 Ford Ranger

2015 Jeep Compass

Loan Term24 month36 month
Estimated Vehicle Value$30000$16000
Loan Amount$4392$5406
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$318.29$369.74
Monthly Interest5.006.00
APR60.00%72.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Plant City?

You can conveniently apply online with Swift Title Loans for a quick, no-obligation estimate. Alternatively, you may find lenders near major local areas like the Alexander Street and James L Redman Parkway. Remember, always choose a licensed lender like Swift Title Loans that abides by Florida regulations.

What are the loan limits for title loans in Plant City, Florida?

The state law does not cap how much title lenders in Florida can lend. The loan amount you can receive will be based on the appraised value of your vehicle and your ability to repay the loan. Swift Title Loans offers loans from $1,000 up to $25,000.

Can I qualify for a title loan in Plant City, Florida if I have bad credit?

Yes. Swift Title Loans offers title loans to borrowers with bad credit or no credit history. Your vehicle title secures the loan, as opposed to your credit score.

What if I can't repay my title loan in Plant City, Florida?

It is crucial to communicate with your lender if you think you may default on your loan. Swift Title Loans works with borrowers to adjust repayment plans for a win-win situation. If the loan is still not repaid, Florida law allows lenders to repossess and sell the vehicle to recover funds.

What documents do I need for a title loan in Plant City, Florida?

Applying for a title loan with Swift Title Loans requires the following documents:
  • Government-issued Identification (like a driver’s license)
  • Clean Car Title
  • Proof of income
  • Proof of residence

Are there prepayment penalties for title loans in Plant City, Florida?

No, according to Florida law, there are no penalties if you choose to pay off your title loan early with Swift Title Loans. On the contrary, it could save you money in interest.

How long does the approval process take for Title Loans in Plant City, Florida?

Swift Title Loans offers a quick approval process, often within just 30 minutes of receiving your application. We encourage all potential borrowers to understand the terms and conditions before committing to any loan. Remember, Swift Title Loans is here to help you get through your financial emergencies


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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