Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Port Charlotte, 33948

How It Works in Port Charlotte, FL

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Tithi S.
Tithi S.
Swift Title Loans made getting a payday title loan incredibly easy and quick. Their friendly staff guided me through the process, and I had the funds I needed in no time.
Theo G.
Theo G.
If you as looking for low interest car title loans, I would strongly recommend Swift Title Loans, they have one of the most competitive rates in the financial market.
Question J.
Question J.
Swift Title Loans is perfect for fast payday loans. Maybe you're not sure if you qualify for a car title loan. I see it going that way. For consumers with bad credit, Swift Title Loans offers online financial aid. Loan approval may occur the next business day after the simple application process. If accepted, your funds might be in your account the next working day.
Marine H.
Marine H.
When I applied for a title loan in Port Charlotte, I didn't have my car with me, yet I was still accepted. Their ability to get a title loan without a car was a lifeline. Thanks!!
Jarred J.
Jarred J.
The payday loan known as title loan no bank account service provided by Swift Title Loans East was quite convenient. Loans against future paychecks, or net pay advances, are among the safest ways to borrow money. A loan on pink slip service is something I would recommend to many individuals since I believe it would be useful to them.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Port Charlotte, FL

Address

1932 Tamiami Trail #5, Port Charlotte, FL, 33948

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Port Charlotte, FL

Here's a real example of a funded title loan from our branch:

2023 Toyota Corolla

2017 Jeep Compass

Loan Term24 month36 month
Estimated Vehicle Value$25000$18000
Loan Amount$2888$4515
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$209.30$272.86
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Port Charlotte, Florida?

You can conveniently apply for a Title Loan in Port Charlotte through Swift Title Loans. To start, simply visit our website and complete the application to receive a fast, no-obligation estimate. Port Charlotte also hosts numerous licensed lenders you might find along major areas including Tamiami Trail and Kings Highway. Always remember to choose a licensed lender that adheres to Florida state laws.

What are the Title Loan limits in Port Charlotte, Florida?

In Port Charlotte, Florida, Title Loans can amount from as low as $500 to as high as $5,000. The specific loan amount you receive is based on the appraised value of your car and your ability to repay the loan.

What documents do I need to apply for a Title Loan with Swift Title Loans in Port Charlotte?

Applying for a Title Loan with Swift Title Loans in Port Charlotte requires the following documents:
  • Your vehicle’s clear title
  • Proof of income (e.g. Pay stubs or bank statements)
  • Valid Identification (e.g Driver's license)
  • Proof of residence (a recent utility bill)

Can I qualify for a Title Loan with bad credit in Port Charlotte?

Yes, at Swift Title Loans, we help borrowers with all types of credit. As the loan is secured with your car title, your credit history is less influential in the approval process.

What happens if I'm unable to repay the Title Loan?

Florida law provides certain protections for borrowers who cannot repay their title loan. If you find it challenging to repay your loan, consider discussing a modified payment plan with us at Swift Title Loans.

Can I still use my vehicle during the term of the Title Loan?

Yes, you can continue using your vehicle as long as you're actively making repayments on your title loan. Swift Title Loans understand the need for transportation in everyday life. Contact Swift Title Loans today if you need a Title Loan in Port Charlotte, Florida. Our professionals are ready to walk you through the process. Apply now for a fast, no-obligation estimate.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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