Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Provo, 84601

How It Works in Provo, UT

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Utah: Regulations & Key Details

Understanding the specifics of title loans in Utah can help you make informed financial decisions. Below is a concise overview of regulations and key details that may apply to your situation.

Loan Amount Range (Min-Max) $2,500 - $15,000
Fees & APR % Up to 30% per month
Repayment Terms Typically 30 days, with possible extensions
Unique State Law Conditions Must be licensed by the Utah Department of Financial Institutions

In Utah, title loans are regulated under the Utah Consumer Credit Code. These loans allow you to borrow against the equity in your vehicle, which can be beneficial for those needing quick cash. However, it is essential to select a licensed lender to ensure compliance with state laws. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the funds you need today.

Major cities like Salt Lake City, Provo, and Ogden have numerous licensed lenders ready to assist you. Always ensure that any lender you choose abides by the state regulations to protect yourself financially.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Provo, UT

Address

432 W Center St c, Provo, UT, 84601

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Provo, UT

Here's a real example of a funded title loan from our branch:

2016 Mazda CX-30

2017 Toyota Avalon

Loan Term24 month36 month
Estimated Vehicle Value$20000$25000
Loan Amount$5682$3841
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$428.63$232.13
Monthly Interest5.425.00
APR65.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Can I get a Title Loan in Provo, Utah if I have bad credit?

Yes, you can. Swift Title Loans provides title loans to borrowers with all types of credit, including bad credit. The most important asset is your car's value, not your credit score. A title loan is an excellent choice when you need emergency funds quickly.

Where can I get a Title Loan in Provo?

You can easily apply for a title loan in Provo online with Swift Title Loans. Apart from online, title loan providers can be found on major streets like University Avenue and crossing neighbourhoods like Joaquin and Timp. Always select a licensed provider that adheres to Utah's state laws for title loans.

What documents do I need to apply for a title loan in Provo, Utah with Swift Title Loans?

Here are the necessary documents to submit while applying for a title loan:
  • Proof of residence (recent utility bill or lease agreement)
  • Proof of income (pay stubs or bank statements)
  • Government-issued ID (driver’s license or passport)
  • Your car’s title

What is the legal limit on Title Loan amounts in Provo, Utah?

There's no maximum limit on title loan amounts in Utah, including Provo. The loan amount depends mostly on the value of your vehicle and your ability to repay the loan. Yet, remember to borrow only what you can comfortably repay and manage your finances well.

How quickly can I receive funds from Title Loans in Provo, Utah?

You can usually receive your funds on the same business day once your application is approved by Swift Title Loans. This speedy service allows for immediate access to emergency funds right when you need it most.

Are there any specific regulations for Title Loans in Provo, Utah?

Provo, Utah follows the Utah Title Lending Registration Act, which requires lenders to register with the state. There are no caps on interest rates or loan amounts, but lenders must provide a written contract detailing the loan terms. Always consider the terms carefully before you agree to a title loan.

Are loan extensions or rollovers allowed in Provo, Utah?

Yes, loan extensions (rollovers) are allowed for title loans in Provo, Utah. However, to avoid a cycle of debt, it's crucial


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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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