Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Punta Gorda, 33952

How It Works in Punta Gorda, FL

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

marco S.
marco S.
When I needed cash quickly, I turned to this service for a loan using my car title, & I couldn't be happier with the outcome. Their straightforward process and friendly staff made the experience stress-free, providing me with the funds I needed promptly. Highly recommend for anyone seeking cash loans for your car title.
Sandra
Sandra
This company recognizes that not everyone is able to provide proof of income right away. They provide title loans without the need for extensive income documentation, offering a convenient and streamlined application process.
Robert M.
Robert M.
This place has the ideal vibe for me. The application process for their company lien loan on car was quick and painless. I look forward to continuing my patronage of this first-rate establishment such as Swift Title Loans. Everyone working here is really friendly and helpful.
Lorren P.
Lorren P.
When I was in urgent need for loan to pay unanticipated costs. I was able to receive easy money title loan requirements from this firm. Swift Title Loans was there for me when I needed money immediately.
Adriana C.
Adriana C.
I had not paid off my automobile in full, but this loan firm nevertheless gave me approval for a title loan. I was amazed by their adaptability and comprehension of different financial circumstances. I was able to obtain the money I required by using my automobile as collateral. thanks a lots!!!!
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Punta Gorda, FL

Address

3938 Tamiami Trail ste 10, Punta Gorda, FL, 33952

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Punta Gorda, FL

Here's a real example of a funded title loan from our branch:

2022 Ford F-Series

2018 Ram 2500

Loan Term24 month36 month
Estimated Vehicle Value$45000$35000
Loan Amount$3356$4471
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$243.21$270.20
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the state regulations for title loans in Punta Gorda, Florida?

Florida puts strict regulations on title loan transactions to protect consumers. The state caps the interest rate at 30% for the first $2,000, 24% for any amount between $2,000 and $3,000, and 18% for any amount exceeding $3,000. Finally, all lenders must be licensed and are required to follow these laws strictly.

Where can I get a title loan in Punta Gorda?

You can conveniently apply online with Swift Title Loans, allowing you a fast and no-obligation estimate. For those preferring in-person interactions, lenders may be located along major streets like Tamiami Trail. Remember, it's crucial to choose a licensed lender that follows Florida's state laws.

What kind of documentations do I need to apply for a title loan with Swift Title Loans in Punta Gorda?

When applying for a title loan with us, you will need the following documents:
  • A valid government-issued ID
  • Proof of income
  • Proof of residence
  • The clear car title

How fast can I get a title loan in Punta Gorda, Florida?

With Swift Title Loans, after submitting all necessary documents and having your application approved, you can get your funds as quickly as the same day.

Can I get a title loan in Punta Gorda, Florida if I have bad credit?

Absolutely. At Swift Title Loans, we understand that everyone's financial situation is unique. That's why we routinely offer title loans to individuals with bad credit. The most important factor for us is the value of your vehicle and your ability to repay.

What happens if I can't pay back my title loan?

If you find yourself unable to repay your title loan, contact us immediately. We are here to help and can discuss ways to possibly extend your loan term. Keep in mind, as per Florida law, failure to repay a title loan can potentially result in the loss of your vehicle.

Can I still use my vehicle while repaying my Title Loan in Punta Gorda?

Yes! When you take a title


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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