Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home California Rancho Cucamonga

Title Loans in Rancho Cucamonga, 91730

How It Works in Rancho Cucamonga, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Jose J. D.
Jose J. D.
Thanks for providing me with a same day loan, I am glad I took their assistance!
Max H.
Max H.
I recently availed a quick title loan from this loan company, and I couldn't be more satisfied with the process. The application was straightforward, and I received the funds I needed in no time.
Balahg G.
Balahg G.
Before I discovered this require online payday loan today, I was struggling financially. This mobile payday loan service seems like a good choice. Fortunately, my salary qualified me for the best title loan, which was quite helpful. When I understood I could get money despite bad credit, my finances improved greatly.
Sirlie E.
Sirlie E.
Finding a new beginning with terrible credit was difficult, but auto title loans for bad credit from this organization provided a solution. Their flexible conditions enabled me to obtain the monies I required without the pressure of having flawless credit. thanks!!
Donald R.
Donald R.
I wasn't sure how it works to borrow money against your car. I've heard of people doing it, but didn't know how to do it. I called Swift Title Loans and they showed me how easy it is. I was really happy to find out that I'd still be able to keep my car, after getting the money and all. Highly Recommended !
js_loader

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Rancho Cucamonga, CA

Address

8312 Haven Ave Ste 100, Rancho Cucamonga, CA, 91730

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Rancho Cucamonga, CA

Here's a real example of a funded title loan from our branch:

2023 Toyota Camry

2022 Subaru WRX

Loan Term24 month36 month
Estimated Vehicle Value$30000$36000
Loan Amount$2952$2874
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$213.93$173.69
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Rancho Cucamonga?

You can apply for a Title Loan online with Swift Title Loans for a fast, no-obligation estimate from the comfort of your home. While there are physical lenders located throughout Rancho Cucamonga, including areas around Foothill Boulevard and Central Avenue, we recommend choosing a licensed lender that follows state regulations, like Swift Title Loans, for a safe and transparent process.

What are the legal requirements for Title Loans in Rancho Cucamonga, California?

California law requires all title loan companies to be licensed and to provide full disclosure of the loan terms including the total amount of money borrowed and the total amount to be repaid. Borrowers must be at least 18 years of age and own a vehicle outright with no liens.

How much can I borrow with a Title Loan in Rancho Cucamonga?

In California, Title Loan amounts can range from $2,500 to $20,000. The actual loan amount is based on the value of your vehicle and your ability to repay the loan, in accordance with the lender's policies.

Can I get a Title Loan in Rancho Cucamonga if I have bad credit?

Yes, at Swift Title Loans, your credit history is less of a factor in your approval for a title loan. We focus on the value of your vehicle and your ability to repay the loan.

What documents do I need for a Title Loan in Rancho Cucamonga?

Applying for a title loan with Swift Title Loans requires the following documents:
  • Valid driver's license or State photo I.D.
  • A free and clear car title in your name
  • Proof of income (i.e., pay stubs, job letter, bank statements, etc.)
  • Proof of residence (i.e., utility bills, lease, or mortgage documents)

What should I do if I can't repay my Title Loan in Rancho Cucamonga on time?

If you are struggling with your repayment, immediately contact Swift Title Loans. We strive to work with our borrowers to ensure a positive loan experience, and we may be able to adjust your payment schedule or discuss other options


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

1 min read

Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

1 min read

Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

1 min read

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Skip to content