Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Home Washington Renton

Title Loans in Renton, 98057

How It Works in Renton, WA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in Washington: Regulations & Key Details

Title loans in Washington provide quick cash for those in need of emergency funds, even for borrowers with bad credit. However, understanding the specific state regulations is crucial. Washington regulates title loans under the Washington State Department of Financial Institutions, ensuring borrowers are protected while obtaining short-term financing.

Key Details Information
Loan Amount Range $2,500 - $25,000
Fees Flat fee of 15% - 25%
APR Approx. 15% to 25%
Repayment Terms 30 days with possible extensions
Unique State Law Conditions Licensed lenders must comply with Title 31 of the Revised Code of Washington.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always choose a licensed lender to ensure compliance with state regulations. For more details on Washington's title loan laws, visit the Washington State Legislature’s website.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Renton, WA

Address

366 Renton Center Way SW STE 300, Renton, WA, 98057

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Smith L.
Application was simple and the approval came faster than expected with personal installment loans for bad credit service. The repayment terms were clear and manageable from the beginning.
Elijah D.
Combining my need for a car loan and extra cash was easy with the auto loan title loan service in Renton. The approval was rapid and the terms were explained clearly, making the entire experience stress free.
Mason W.
I needed a small loan with bad credit and they didn’t hesitate to help. The process was smooth and I appreciated their no judgment attitude.
Aramis B.
Swift Title Loans provided invaluable assistance when I was unsure if im financing a car do i have a title. Their expert team not only clarified the situation for me but also helped me secure a loan seamlessly, making the process smooth and stress-free. Highly recommend Swift Title Loans for their expertise and customer-friendly approach!
Kenneth D.
Thanks to Swift Title Loans help today, I was able to get the fast and straightforward choice cash title loan I needed to take care of an urgent family matter. I am appreciative for their service and would suggest them to anyone in need.
Manu M.
I liked my payday loan and this company. The title and loans near me from a direct lender were helpful. It really helped me manage my finances. We can negotiate the repayment schedule and interest rate.

Example of Title Loan Funded in Renton, WA

Here's a real example of a funded title loan from our branch:

2020 Honda Civic

2023 Hyundai Santa Fe

Loan Term24 month36 month
Estimated Vehicle Value$25000$36000
Loan Amount$3543$5602
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$256.76$338.55
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Renton, WA? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Immediate Cash Solutions in WA

Stop worrying and use. your vehicle’s value as collateral for instant cash! Think what you could do with an extra $50,000 in your account! Send in the details of your vehicle and your WA title to get started. You’ll get quick answers at Swift Title Loans!

Trading Your Car Title for Instant Cash

You don’t need a great credit score to be approved for a fast title loan. Apply now at 366 Renton Center Way SW STE 300, Renton, WA 98057 and within minutes you can get a title loan offer to sign. Get the cash you need while you keep driving your vehicle!

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Are Title Loans legal in Renton, Washington?

Yes, Title Loans are legal in Renton, Washington. It's crucial to transact with a licensed lender like Swift Title Loans, who strictly complies with the relevant state laws and regulations. ---

What is the maximum loan amount I can get with a Title Loan in Renton, Washington?

The amount you can borrow when obtaining a Title Loan in Renton, WA varies depending on the value of your vehicle and your ability to repay. With Swift Title Loans, you can get a preliminary quote by applying online. ---

Where can I get a Title Loan in Renton, Washington?

The simplest and most efficient way to secure a Title Loan in Renton, Washington is through Swift Title Loans. You can apply online for a fast, no-obligation estimate. Alternatively, you can look for lending offices located around major areas like Sunset Boulevard and Rainier Ave South, but remember to only choose a licensed lender adhering to state laws. ---

How long does it take to get approved for a Title Loan in Renton, Washington with Swift Loans?

Swift is not just our name, it's our guarantee. We tend to get approval to applicants who meet our requirements on the same day they apply. ---

What documents do I need to apply for a Title Loan in Renton, Washington?

When applying for a Title Loan in Renton, WA, make sure you have the following documents:
  • A clear title of a vehicle registered in your name
  • Government-issued ID (drivers license or passport)
  • Proof of residency (recent bill or any mail with your name and address)
  • Proof of income (recent pay stub or bank statement)
---

Can I still qualify for a Title Loan in Renton, Washington if I have bad credit?

Absolutely! At Swift Title Loans, your credit score does not solely determine your approval. We assess your repayment ability and the value of the car you’re using as collateral. If you can repay and your car holds sufficient value, you have a high chance of approval. ---


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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