Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Richardson, 75080

How It Works in Richardson, TX

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Richardson, TX

Address

182 W Campbell Rd g, Richardson, TX, 75080

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Richardson, TX

Here's a real example of a funded title loan from our branch:

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Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for Title Loans in Richardson?

To qualify for a title loan in Richardson, Texas, you generally need to meet the following criteria: 1. Be at least 18 years old. 2. Own a vehicle with a clear title (no liens). 3. Provide proof of income or ability to repay the loan. 4. Have a valid Texas driver's license or ID. Applying with Swift Title Loans may streamline the process and provide you with a fast, no-obligation estimate. ---

What documents do I need to apply for a Title Loan in Richardson?

When applying for a title loan with Swift Title Loans in Richardson, you will need to present the following documents:
  • Your vehicle's title.
  • A valid government-issued ID (such as a driver's license).
  • Proof of income (such as pay stubs or bank statements).
  • Your vehicle registration.
  • Proof of residence (like a utility bill).
Make sure all documents are up to date to avoid delays in processing your application. ---

How much can I borrow with a Title Loan in Richardson?

In Texas, title loans can range from $1,000 to $50,000, depending on the value of your vehicle and your ability to repay. At Swift Title Loans, we provide tailored loan amounts based on your vehicle's appraisal and your financial situation. Get started today to find out how much you can qualify for! ---

What if I have bad credit? Can I still qualify for a Title Loan in Richardson?

Yes, you can qualify for a title loan in Richardson even with bad credit. Title loans are secured by your vehicle, which allows lenders like Swift Title Loans to be more flexible with credit history. Your vehicle's value and your ability to repay are the primary factors in the approval process. ---

How quickly can I get my Title Loan funds in Richardson?

Swift Title Loans aims to make the process as fast as possible. Once your application is approved and the necessary documents are verified, you can receive your funds on the same day. Many borrowers have reported getting their funds in as little as 30 minutes after approval! ---


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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