Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California Rowland Heights

Title Loans in Rowland Heights, 91748

How It Works in Rowland Heights, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

David C.
David C.
I had an excellent experience securing salvage title financing through their specialized service; despite the unique nature of my salvage title, they offered competitive rates and flexible terms that met my requirements perfectly. Their dedicated team exhibited thoroughness and professionalism, ensuring that the salvage title financing process was streamlined and accessible, providing a solution that exceeded my expectations.
Niall W.
Niall W.
I've only found complete cash title pawn that works with Chime, and that's Swift Title Loans. Thanks to Swift Title Loans, I was able to get the money I needed hassle free. I requested funds be sent, and they arrived in my account the following business day. US Cash Advance is the premier lender in the United States.
finn J.
finn J.
Regional office manager Allicea excelled. She helped customers understand online fast car title loans for poor credit lingo and did a great job. Her presence made the experience enjoyable and stress-free.
Vivienne W.
Vivienne W.
Simply put, Allicea rocks. I've never experienced faster processing or better customer service for bad credit loans. Her loan explanations are straightforward and complete. Please contact Allicea from Swift Title Loans for a car pawn loan near me.
Guppy R.
Guppy R.
When I've needed an online loan with no credit check, i.e. extra money, Swift Title Loans has always been ready to help. Acceptance is very likely. You can easily make a payment. Borrowing money against a vehicle was the best option.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Rowland Heights, CA

Address

1502 Nogales St unit A, Rowland Heights, CA, 91748

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Rowland Heights, CA

Here's a real example of a funded title loan from our branch:

2020 Subaru Forester

2016 Jeep Renegade

Loan Term24 month36 month
Estimated Vehicle Value$25000$18000
Loan Amount$5250$2549
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$380.47$154.05
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a title loan in Rowland Heights, California?

The Swift Title Loans website is a convenient place to start your title loan application. Our platform offers a fast, no-obligation estimate for all potential borrowers in Rowland Heights, California meeting the requirements. Just ensure to choose a licensed lender like us who follows all state regulations for your safety and protection.

How fast can I get funds from Swift Title Loans in Rowland Heights?

At Swift Title Loans, we pride ourselves on our quick loan processing. In most situations, approved borrowers can receive their funds as fast as the next business day after loan approval.

What is the maximum amount I can borrow with a title loan in Rowland Heights?

Title loan amounts in Rowland Heights vary based on factors such as the value of your vehicle and your ability to repay the loan. At Swift Title Loans, we offer loans with a range that's guided by California state regulations.

What are the requirements for a title loan with Swift Title Loans in Rowland?

To apply for a title loan with us, you need to meet a few basic requirements:
  • You should be at least 18 years old.
  • You must own a vehicle title in your name.
  • You must have a regular income source.
  • You need to provide proof of residency.
  • Lastly, you must present a government-issued ID.

Can I still qualify for a title loan from Swift Title Loans with bad credit?

Yes, even with bad credit, you can still potentially qualify for a loan with Swift Title Loans in Rowland Heights. We base our decision largely on your ability to repay the loan and the value of your vehicle, not solely on credit scores.

How do I repay my Title Loan in Rowland Heights, California?

Swift Title Loans offers various flexible payment options to make it easy for you to repay your title loan. Once your application is approved, our loan specialist will discuss these options with you.

What happens if I can’t repay my title loan?

If you can’t make the scheduled payment, contact us immediately. Swift Title Loans is committed to working with our borrowers to prevent default. But remember, as with any loan, if the amount borrowed


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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