Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Ruskin, 33570

How It Works in Ruskin, FL

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Nina S.
Nina S.
Swift Title Loans exceeded my expectations when I inquired if i finance a car do i get the title. Their knowledgeable team provided clear answers and guided me through the process seamlessly, ensuring I felt confident and informed every step of the way.
Kader S.
Kader S.
Swift Title Loans made my search for cheap title loans near me a positive experience. Their affordable rates and friendly service were a pleasant surprise, providing the financial assistance I needed without breaking the bank.
Alice Y.
Alice Y.
I need a loan with bad credit is the best option if you need money quickly and have bad credit. Please contact Swift Title Loans. Faustino helped us out a lot with vehicle registration loans online. It was useful for the smooth operation of the loan👍.
Rena L.
Rena L.
When I needed a title loan, I was worried about high interest rates. However, this loan company put my concerns to rest. They offered some of the best car title loans with competitive interest rates.
Katherine F.
Katherine F.
Car title loans online are a convenient way to get cash quickly. I found a lender with reasonable rates and easy repayment terms, and the process was smooth and hassle-free.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Ruskin, FL

Address

517 Cameron Driggers Dr Suite 22, Ruskin, FL, 33570

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Ruskin, FL

Here's a real example of a funded title loan from our branch:

2023 Ford Edge

2020 Volkswagen Tiguan

Loan Term24 month36 month
Estimated Vehicle Value$35000$26000
Loan Amount$3500$3657
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$253.65$221.01
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the legal requirements for obtaining a Title Loan in Ruskin, Florida?

In Ruskin, Florida, you must be at least 18 years old, and you should own your car outright with no liens against it. You need to provide proof of identification (driver's license or state ID), proof of steady income, and the vehicle title in your name.

Where can I get a Title Loan in Ruskin?

You can conveniently apply online with Swift Title Loans for a fast, no-obligation estimate. Alternatively, lenders may be located along U.S. Route 41 or the nearby South Tamiami Trail. Remember to choose a licensed lender that abides by Florida state laws to protect your interests.

What is the maximum amount I can get with a Title Loan in Ruskin, Florida?

The maximum amount for a Title Loan in Ruskin, Florida depends on the valuation of your vehicle and your ability to repay the loan. With Swift Title Loans, we offer substantial loan amounts based on these factors.

Can I get a Title Loan in Ruskin, Florida if I have bad credit?

Certainly! At Swift Title Loans, we cater to all credit situations. We consider your vehicle's value and your repayment ability, not just your credit score, in our approval process.

What documents do I need to apply for a Title Loan in Ruskin, Florida?

Documents required to apply for a Title Loan in Ruskin, Florida are:
  • Identification proof like a driver's license or state ID
  • Your vehicle's clear title
  • Proof of steady income

How do I repay my Title Loan in Ruskin, Florida?

You typically repay your Title Loan in Ruskin, Florida, in monthly installments. Swift Title Loans offers various payment methods for your convenience, including online payments, debit cards, and direct mail.

Can I still use my car if I take a Title Loan in Ruskin, Florida?

Yes, you can. At Swift Title Loans, we only hold onto your car's title. You can continue to use your vehicle as you normally would during the loan term.

What happens if I can't repay my Title Loan in Ruskin, Florida?

If you're unable to repay your Title Loan


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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