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Swift Title Loans in Sacramento, 95816

Our Main Advantages

Customer-centered Service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal, and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.


Car Title Loans

Bad Credit Loans

Personal Loans

RV Title Loans


Apply by phone or at our office

Complete all necessary requirements

Get your money


Car details

Personal details

Car title




Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service


1408 28th St unit 104, Sacramento, CA, 95816

Open Hours

Mon - Fri

9am - 7pm


10am -5pm



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Title Loans in Sacramento, CA

Meet Sacramento

Nestled in the heart of California, Sacramento is a vibrant city with a rich history and a diverse population. Known for its sunny weather and beautiful landscapes, this capital city offers much more than just government buildings and legislative sessions.

From its bustling downtown to its charming neighborhoods, Sacramento has something for everyone. One of the highlights of Sacramento is its thriving arts and culture scene.

The city boasts numerous museums, galleries, and theaters that showcase a wide range of artistic expressions. The Crocker Art Museum, located in the historic district, is an absolute must-visit for art enthusiasts.

With its stunning collection of American and European art spanning centuries, it’s no wonder that it is considered one of the finest museums in the state. For those looking to enjoy some outdoor activities, Sacramento doesn’t disappoint either.

With its proximity to the American River Parkway, residents and visitors have access to over 32 miles of scenic trails for hiking, biking, or leisurely strolls along the riverbank. The parkway also offers opportunities for boating and fishing if you’re in the mood for some water-based fun.

Foodies will find plenty to satisfy their palates in Sacramento’s vibrant culinary scene. From farm-to-fork restaurants that celebrate locally sourced ingredients to trendy cafes serving up artisanal coffee blends, there’s no shortage of options for food lovers.

Don’t forget to try some mouthwatering dishes at local favorites like The Kitchen or Ella Dining Room & Bar. Sacramento is also known as a sports-loving city with passionate fans supporting their home teams.

If you’re into basketball, catch an electrifying game at the Golden 1 Center where the Sacramento Kings play their home games. For soccer enthusiasts, head over to Papa Murphy’s Park to watch exciting matches played by Sacramento Republic FC.

As you can see from these snippets about this marvelous city’s arts scene, outdoor activities, culinary delights, and sports culture – there’s always something happening in Sacramento. Whether you’re a local or a visitor, you’ll find yourself captivated by the charm and vitality of this vibrant city.

Title Loans for Bad Credit

When it comes to getting a loan, having bad credit can often be a major roadblock. However, if you find yourself in a situation where you need quick cash and have less-than-ideal credit, don’t lose hope just yet. Title loans can be a viable option for individuals with bad credit in Sacramento.

Title loans are secured loans that use your vehicle as collateral. Unlike traditional loans where your credit score is heavily scrutinized, title loan lenders focus more on the value of your car and your ability to repay the loan.

This means that even if you have bad credit, as long as you own a car with a clear title and meet the lender’s requirements, you may still be eligible for a title loan. One of the advantages of title loans for bad credit borrowers is that they provide a quick and convenient way to access cash when needed urgently.

The application process is usually straightforward and can often be completed online or over the phone. Lenders typically require basic information about your vehicle such as its make, model, mileage, and condition.

They will also ask for proof of identification and proof of income. The amount you can borrow through a title loan will depend on several factors including the value of your car and your income level.

Generally, lenders will offer up to 50% or sometimes even 60% of the appraised value of your vehicle. It’s important to keep in mind that while this might seem like an attractive option when faced with financial difficulties, borrowing only what you truly need is crucial since title loans often come with high interest rates.

One thing to note about title loans for bad credit borrowers is that failure to repay the loan may result in losing your vehicle. Lenders have the right to repossess and sell off your car if you default on payments.

Therefore, it’s essential to carefully consider whether taking out a title loan is truly worth it based on your individual circumstances before committing. can be a viable option for those in need of quick cash in Sacramento.

While they provide an alternative to traditional loans, it’s essential to approach them with caution, fully understanding the terms and potential consequences. If you’re considering a title loan, make sure to choose a reputable lender and carefully evaluate your ability to repay the loan on time.

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