Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Salt Lake City, 84101

How It Works in Salt Lake City, UT

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Utah: Regulations & Key Details

Understanding the specifics of title loans in Utah can help you make informed financial decisions. Below is a concise overview of regulations and key details that may apply to your situation.

Loan Amount Range (Min-Max) $2,500 - $15,000
Fees & APR % Up to 30% per month
Repayment Terms Typically 30 days, with possible extensions
Unique State Law Conditions Must be licensed by the Utah Department of Financial Institutions

In Utah, title loans are regulated under the Utah Consumer Credit Code. These loans allow you to borrow against the equity in your vehicle, which can be beneficial for those needing quick cash. However, it is essential to select a licensed lender to ensure compliance with state laws. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the funds you need today.

Major cities like Salt Lake City, Provo, and Ogden have numerous licensed lenders ready to assist you. Always ensure that any lender you choose abides by the state regulations to protect yourself financially.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Salt Lake City, UT

Address

613 W Temple a, Salt Lake City, UT, 84101

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Salt Lake City, UT

Here's a real example of a funded title loan from our branch:

2017 Kia Sorento

2018 Honda Insight

Loan Term24 month36 month
Estimated Vehicle Value$22000$24000
Loan Amount$5331$2646
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$402.15$159.91
Monthly Interest5.425.00
APR65.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the requirements for getting a title loan with Swift Title Loans in Salt Lake City, Utah?

Swift Title Loans lends to residents of Salt Lake City with:
  • A clean car title in your name
  • Proof of income to repay the loan
  • A valid government-issued ID
  • Proof of residency, showing you live in Salt Lake City
Please make sure to check all these requirements before applying to ensure a swift loan approval process.

Where can I get a title loan in Salt Lake City, Utah?

Apply online with Swift Title Loans for a fast, no-obligation quote. Besides, you may find licensed lenders around major areas like Market Street and State Street. Remember, always opt for a licensed lender for compliance with state laws and secure transactions.

What is the maximum loan amount I can get from Swift Title Loans in Salt Lake City, Utah?

The maximum loan amount you can get in Salt Lake City depends on the value of your vehicle and ability to repay. You can receive up to the total value of your car, subject to state laws and lending regulations.

Can I apply for a loan with Swift Title Loans even if I have bad credit?

Absolutely! At Swift Title Loans, we specialize in serving customers with bad credit. We base your loan eligibility on your vehicle's value and your ability to repay rather than solely on your credit history. So, don't hesitate to apply even if you have less than perfect credit!

How quickly can I receive my funds after approval from Swift Title Loans in Salt Lake City, Utah?

At Swift Title Loans, we value your time and understand your emergency needs. After approval, funds are typically disbursed on the same day or the next business day, ensuring you get help when you need it most.

How do I make payments for my title loan?

Swift Title Loans offers flexible payment options to align with your financial circumstances. You can set up automatic payments, mail checks, or pay in-person at a payment location in Salt Lake City.

Can I keep using my car while paying off my title loan with Swift Title Loans in Salt Lake City, Utah?

Yes, you can! With Swift Title


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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