Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Salt Lake City, 84106

How It Works in Salt Lake City, UT

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Utah: Regulations & Key Details

Understanding the specifics of title loans in Utah can help you make informed financial decisions. Below is a concise overview of regulations and key details that may apply to your situation.

Loan Amount Range (Min-Max) $2,500 - $15,000
Fees & APR % Up to 30% per month
Repayment Terms Typically 30 days, with possible extensions
Unique State Law Conditions Must be licensed by the Utah Department of Financial Institutions

In Utah, title loans are regulated under the Utah Consumer Credit Code. These loans allow you to borrow against the equity in your vehicle, which can be beneficial for those needing quick cash. However, it is essential to select a licensed lender to ensure compliance with state laws. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the funds you need today.

Major cities like Salt Lake City, Provo, and Ogden have numerous licensed lenders ready to assist you. Always ensure that any lender you choose abides by the state regulations to protect yourself financially.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Salt Lake City, UT

Address

2273 S 1300 E #5, Salt Lake City, UT, 84106

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Salt Lake City, UT

Here's a real example of a funded title loan from our branch:

2016 Volkswagen Tiguan

2022 Nissan Murano

Loan Term24 month36 month
Estimated Vehicle Value$19500$32000
Loan Amount$5742$3650
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$433.15$220.59
Monthly Interest5.425.00
APR65.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the requirements for qualifying for a title loan in Salt Lake City?

To qualify for a title loan in Salt Lake City, Utah, you typically need to meet the following requirements:
  • You must be at least 18 years old.
  • You must have a clear title to your vehicle (meaning no liens).
  • Your vehicle should be registered and in your name.
  • You need to provide valid identification (such as a state-issued ID or driver's license).
  • Proof of income (e.g., pay stubs, bank statements) may be required.
Make sure to check with Swift Title Loans for any additional requirements specific to your situation. ####

Can I apply for a title loan in Salt Lake City if I have bad credit?

Yes! Title loans are often a viable option for individuals with bad credit. Because the loan is secured by your vehicle's title, your credit score may not be the primary factor in determining your eligibility. Swift Title Loans can assist you with a quick approval process. ####

What is the maximum amount I can borrow with a title loan in Salt Lake City?

In Utah, the maximum amount you can typically borrow with a title loan is up to 50% of your vehicle's market value. However, this can vary based on the lender's policies. Contact Swift Title Loans for a personalized estimate based on your vehicle. ####

Where can I get a title loan in Salt Lake City?

You can easily apply online with Swift Title Loans for a fast, no-obligation estimate. Additionally, many title lenders can be found along major streets like State Street and 2100 South. Make sure to choose a licensed lender that complies with Utah state law. ####

How long does it take to get a title loan in Salt Lake City?

The approval process for a title loan can be very quick. At Swift Title Loans, you can often receive funds on the same day you apply, sometimes within just a few hours. Your vehicle inspection and paperwork will determine the exact timeline. ####

What documents do I need to provide for a title loan application?

When applying for a title loan in Salt Lake City, you will typically need to provide:
  • The vehicle title in your name.
  • A valid government-issued photo


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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