Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home California San Diego

Title Loans in San Diego, 92101

How It Works in San Diego, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Susi M.
Susi M.
I had an excellent experience with Swift Title Loans when I was unsure about using my car as collateral for a loan. Their knowledgeable staff provided valuable guidance and reassurance, making the decision-making process easy, and I received the funds I needed promptly, making it a trustworthy and reliable solution for my financial needs.
Rinaldo B.
Rinaldo B.
I had a great experience with Swift Title Loans, and their team went above and beyond to explain how do title loans work in a way that was easy to understand. The straightforward process, coupled with their excellent customer service, made obtaining a loan a breeze.
Harry W.
Harry W.
Swift Title Loans made obtaining a loan against my manufactured home title surprisingly easy. Their efficient process and friendly service proved to be a reliable solution for financial assistance. Highly recommend Swift Title Loans for anyone in need of manufactured home title loans.
Anthony S.
Anthony S.
When i urgently needed a cash title loans near me, I turned to Swift Title Loans for assistance. The staff were not onl professionals but also showed a genuine commitment to customer satisfaction. I'm very satisfied with their service.
Ferhat T.
Ferhat T.
With many lenders getting a title loan on mobile home is not as easy as Swift Title Loans ,they are so good in what they do .always referring them since.
js_loader

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – San Diego, CA

Address

900 E St a3, San Diego, CA, 92101

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in San Diego, CA

Here's a real example of a funded title loan from our branch:

2016 Kia Sportage

2017 Nissan Altima

Loan Term24 month36 month
Estimated Vehicle Value$15000$17000
Loan Amount$5919$5096
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$471.62$307.97
Monthly Interest6.005.00
APR72.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum amount I can borrow with a title loan in San Diego, California?

In California, there is no specific maximum limit set on title loans, the loan amount is typically based on the value of your vehicle and your ability to repay. At Swift Title Loans, our loan amounts range from $2,500 to $20,000.

Where can I get a title loan in San Diego?

You can easily apply for a title loan online with us at Swift Title Loans. For those who prefer in-person service, you can find our branches located along Martin Luther King Jr Freeway or in neighborhoods like La Jolla. Remember to choose a licensed lender like Swift Title Loans that adheres to California's loan regulations.

What documents do I need to apply for a title loan at Swift Title Loans?

  • Government-issued identification (e.g. Driver's license)
  • A free and clear title of your vehicle
  • Proof of income (e.g. pay stubs, bank statements)
  • Proof of residence (e.g. utility bill, lease agreement)

Can I get a title loan in San Diego with bad credit?

Absolutely! At Swift Title Loans, we understand everyone's situation is unique. So, your credit score isn't the only factor we consider. Your vehicle's equity and your ability to repay the loan are crucial considerations.

What happens if I fail to repay my title loan on time?

If you're having trouble repaying your loan, please contact us to discuss potential solutions. Remember, failure to repay the loan may result in the lender taking possession of the vehicle as per California law.

How quickly can I get funded once my title loan application is approved?

At Swift Title Loans, we strive to provide fast funding. Once your loan application is approved, you can expect to receive funds as soon as the next business day.

Are there prepayment penalties for title loans in San Diego?

No, Swift Title Loans does not charge any prepayment penalties. You are free to pay off your loan ahead of schedule without incurring any additional fees. Remember we are here to help you through any financial emergences you may experience. Feel free to apply with us at Swift Title Loans


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

1 min read

Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

1 min read

Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

1 min read

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Skip to content