Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Santa Ana, 92707

How It Works in Santa Ana, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Santa Ana, CA

Address

233 E Dyer Rd c, Santa Ana, CA, 92707

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Santa Ana, CA

Here's a real example of a funded title loan from our branch:

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Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Title Loans FAQs for Santa Ana, California #### Q1: What is the maximum loan amount I can get with a title loan in Santa Ana?

In California, the maximum loan amount for a title loan is generally based on the value of your vehicle. You can typically borrow up to 50% of the car's wholesale value as determined by a licensed lender. This means that if your vehicle is valued at $10,000, you may be eligible for a title loan of up to $5,000. However, individual circumstances may vary, so it's best to contact Swift Title Loans for a personalized estimate. #### Q2: Are there specific requirements to qualify for a title loan in Santa Ana?

### Title Loans FAQs for Santa Ana, California #### Q1: What is the maximum loan amount I can get with a title loan in Santa Ana?

Yes, to qualify for a title loan in Santa Ana, you generally need to meet the following requirements:
  • Be at least 18 years old
  • Have a clear title to your vehicle (no liens)
  • Provide proof of income (pay stubs, bank statements)
  • Have a valid ID (California driver’s license or state ID)
  • Be a resident of California
Make sure to reach out to Swift Title Loans for specific details tailored to your situation. #### Q3: How quickly can I get my funds after applying for a title loan in Santa Ana?

### Title Loans FAQs for Santa Ana, California #### Q1: What is the maximum loan amount I can get with a title loan in Santa Ana?

At Swift Title Loans, many borrowers receive their funds on the same day they apply! Once your application is approved, you can receive cash in hand typically within one to two hours, depending on the verification process. Our streamlined online application makes it quick and efficient for you to get the emergency funds you need. #### Q4: Will applying for a title loan affect my credit score?

### Title Loans FAQs for Santa Ana, California #### Q1: What is the maximum loan amount I can get with a title loan in Santa Ana?

Title loans in California often don’t require a credit check, making them a suitable option for individuals with bad credit. Because of this, applying for a title loan itself should not negatively impact your credit score. However, if you fail to repay the loan, it can potentially lead to repossession of your vehicle, which may affect your credit in the long term. Always ensure you can meet repayment terms before proceeding. #### Q5: Where can I get a title loan in Santa Ana?

### Title Loans FAQs for Santa Ana, California #### Q1: What is the maximum loan amount I can get with a title loan in Santa Ana?

You can apply for a title loan with Swift Title Loans online for a fast, no-obligation estimate from the comfort of your home


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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