Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

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Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Home Florida Sarasota

Title Loans in Sarasota, 34234

How It Works in Sarasota, FL

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)		 Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Sarasota, FL

Address

3081 N Washington Blvd Suite C, Sarasota, FL, 34234

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Sylvia S.
When I needed a significant sum of money, I contacted Swift Title Loans about their large personal loans. The approval procedure was swift and the application process was simple. The fact that I didn't have to worry about my credit score influencing the result was the nicest part.
Ronnie F.
Swift Title Loans exceeded my expectations when I needed to get a car title loan. Their efficient process and friendly staff made securing the loan hassle-free, and I received the funds I needed promptly, making it a seamless experience overall. Highly recommend Swift Title Loans for anyone looking to get a car title loan quickly and easily!
Rifat G.
I had a great experience with this loan service when I needed salvage car financing. Their flexible terms and efficient process made it easy for me to secure the funds I needed to purchase and restore my salvaged vehicle, providing a reliable financial solution during a challenging time.
Ben C.
I recently utilized the loan service to address unexpected business expenses, and the process of pawning my car title proved remarkably smooth and efficient. The staff provided clear guidance on how pawning the car title works, and their quick approval allowed me to navigate the financial challenge seamlessly, making it a positive and reliable solution for addressing unforeseen business needs.
Nadia H.
Swift Title Loans exceeded my expectations when I sought title loans with no credit. Their hassle-free process and understanding staff made it possible for me to secure the financial assistance I needed, even without a perfect credit history. Highly recommend Swift Title Loans for a no-nonsense and accommodating approach.

Example of Title Loan Funded in Sarasota, FL

Here's a real example of a funded title loan from our branch:

2022 Jeep Wrangler

2015 Toyota Tundra

Loan Term24 month36 month
Estimated Vehicle Value$35000$30000
Loan Amount$5714$4574
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$414.10$276.43
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Sarasota, FL? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Quick Cash Solutions for Diverse Consumers in FL

At Swift Title Loans in Sarasota, we don’t expect consumers to have top notch credit backgrounds, and that’s OK. To get a fast cash loan, you need a solid income and a lien-free auto title. Let us get cash into your account quickly.

Easy Solutions for Fast Cash in FL

We are your friend in cash business! Fill in the short online application or come in to see us at 3081 N Washington Blvd Suite C, Sarasota, FL 34234. We’ll process your request quickly so you can be on your way.

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where in Sarasota can I apply for a title loan with Swift Title Loans?

Sarasota residents can conveniently apply for a loan online through the Swift Title Loans website. For those preferring face-to-face transactions, our physical offices are located along major streets including Main Street, Osprey Avenue, and near areas like Gillespie Park. Remember, always choose a licensed lender like Swift Title Loans that strictly adheres to Florida's state laws.

What legal regulations govern title loans in Sarasota, Florida?

Florida law clearly specifies the rules and regulations pertaining to title loans. Some key aspects include a maximum interest rate of 30% for the first $2,000, 24% for $2,000 - $3,000, and 18% for amounts over $3,000. Also, remember, all lenders must be licensed and ensure full transparency in their loan terms.

I have bad credit. Can I still get a title loan in Sarasota through Swift Title Loans?

Yes, at Swift Title Loans, we accommodate potential borrowers with various credit backgrounds. We undertake a credit check, but it’s not the sole criteria. If you own a car with a clear title and can prove your ability to repay, you can apply for a title loan with us.

What documents are necessary for applying to Swift Title Loans in Sarasota?

Applying for a title loan with Swift Title Loans requires the following documents:
  • A government-issued ID for age and identity verification.
  • A clear title of your vehicle under your name.
  • Proof of steady income to demonstrate repayment capability.
  • Proof of Florida residency, indicating you live in Sarasota.

In case of default, what are the Florida state regulations on repossession and sale of the car?

If you default on your loan, Florida laws permit lenders to repossesses the vehicle. However, the lender must notify you before selling the car, and you have the right to buy it back before the sale. Any surplus post-sale must be returned to you.

How quickly can I get a title loan from Swift Title Loans in Sarasota?

At Swift Title Loans, we strive to provide quick and efficient service. Upon supplying the necessary documentation and application form, you can receive a loan estimate within minutes


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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