Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home Florida Sarasota

Title Loans in Sarasota, 34234

How It Works in Sarasota, FL

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Sylvia S.
Sylvia S.
When I needed a significant sum of money, I contacted Swift Title Loans about their large personal loans. The approval procedure was swift and the application process was simple. The fact that I didn't have to worry about my credit score influencing the result was the nicest part.
Ronnie F.
Ronnie F.
Swift Title Loans exceeded my expectations when I needed to get a car title loan. Their efficient process and friendly staff made securing the loan hassle-free, and I received the funds I needed promptly, making it a seamless experience overall. Highly recommend Swift Title Loans for anyone looking to get a car title loan quickly and easily!
Rifat G.
Rifat G.
I had a great experience with this loan service when I needed salvage car financing. Their flexible terms and efficient process made it easy for me to secure the funds I needed to purchase and restore my salvaged vehicle, providing a reliable financial solution during a challenging time.
Ben C.
Ben C.
I recently utilized the loan service to address unexpected business expenses, and the process of pawning my car title proved remarkably smooth and efficient. The staff provided clear guidance on how pawning the car title works, and their quick approval allowed me to navigate the financial challenge seamlessly, making it a positive and reliable solution for addressing unforeseen business needs.
Nadia H.
Nadia H.
Swift Title Loans exceeded my expectations when I sought title loans with no credit. Their hassle-free process and understanding staff made it possible for me to secure the financial assistance I needed, even without a perfect credit history. Highly recommend Swift Title Loans for a no-nonsense and accommodating approach.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Sarasota, FL

Address

3081 N Washington Blvd Suite C, Sarasota, FL, 34234

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Sarasota, FL

Here's a real example of a funded title loan from our branch:

2022 Jeep Wrangler

2015 Toyota Tundra

Loan Term24 month36 month
Estimated Vehicle Value$35000$30000
Loan Amount$5714$4574
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$414.10$276.43
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where in Sarasota can I apply for a title loan with Swift Title Loans?

Sarasota residents can conveniently apply for a loan online through the Swift Title Loans website. For those preferring face-to-face transactions, our physical offices are located along major streets including Main Street, Osprey Avenue, and near areas like Gillespie Park. Remember, always choose a licensed lender like Swift Title Loans that strictly adheres to Florida's state laws.

What legal regulations govern title loans in Sarasota, Florida?

Florida law clearly specifies the rules and regulations pertaining to title loans. Some key aspects include a maximum interest rate of 30% for the first $2,000, 24% for $2,000 - $3,000, and 18% for amounts over $3,000. Also, remember, all lenders must be licensed and ensure full transparency in their loan terms.

I have bad credit. Can I still get a title loan in Sarasota through Swift Title Loans?

Yes, at Swift Title Loans, we accommodate potential borrowers with various credit backgrounds. We undertake a credit check, but it’s not the sole criteria. If you own a car with a clear title and can prove your ability to repay, you can apply for a title loan with us.

What documents are necessary for applying to Swift Title Loans in Sarasota?

Applying for a title loan with Swift Title Loans requires the following documents:
  • A government-issued ID for age and identity verification.
  • A clear title of your vehicle under your name.
  • Proof of steady income to demonstrate repayment capability.
  • Proof of Florida residency, indicating you live in Sarasota.

In case of default, what are the Florida state regulations on repossession and sale of the car?

If you default on your loan, Florida laws permit lenders to repossesses the vehicle. However, the lender must notify you before selling the car, and you have the right to buy it back before the sale. Any surplus post-sale must be returned to you.

How quickly can I get a title loan from Swift Title Loans in Sarasota?

At Swift Title Loans, we strive to provide quick and efficient service. Upon supplying the necessary documentation and application form, you can receive a loan estimate within minutes


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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