Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home Florida Sarasota

Title Loans in Sarasota, 34237

How It Works in Sarasota, FL

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Ruth K.
Ruth K.
I was pleased to discover a lender who provided the option of obtaining a loan without credit, as I had been searching for one. I got the money I needed in a day thanks to an easy application process. Regaining some financial stability has been a big relief.
James H.
James H.
I resorted to this lending firm for their speedy loan services when I needed money in Sarasota. It was remarkable how quickly they handled my application and distributed the money.
Sia J.
Sia J.
I was in urgent need of funds, and the quick car title loan service provided by this company was a lifesaver. The process was remarkably fast, and I received the cash I needed within a short period, making it an excellent choice for anyone seeking speedy financial solutions.
Mary J. W.
Mary J. W.
I was skeptical about finding a decent loan with reasonable interest rates in Atlanta, but this company totally proved me wrong! They not only provided me with an affordable rate, but they also broke down all the terms for me. Talking about transparent and trustworthy service! Thumbs up and applause to them! Thank you!!!!
Haikolpdj O.
Haikolpdj O.
I went to Swift Title Loans when I needed a payday loan immediately to cover some emergency expenses. The ease with which I was able to apply for a pawn car near me that I could get my hands on the loan's proceeds without delay. To my happy surprise, everything went smoothly, and the flexible payment schedule was extremely helpful.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Sarasota, FL

Address

934 N Beneva Rd #8, Sarasota, FL, 34237

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Sarasota, FL

Here's a real example of a funded title loan from our branch:

2021 Hyundai Sonata

2016 Ford Expedition

Loan Term24 month36 month
Estimated Vehicle Value$25000$30000
Loan Amount$4075$4310
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$295.32$260.47
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get title loans in Sarasota, Florida?

You can apply for title loans in Sarasota, Florida conveniently online with Swift Title Loans. We offer a fast, no-obligation estimate for you. Also, you can find lenders along major streets like Fruitville Road or areas like Arlington Park. Please be sure to choose a licensed lender that strictly adheres to Florida state laws.

How Swift Title Loans is different from other title loan companies in Sarasota?

At Swift Title Loans, we offer competitive interest rates, flexible repayment schedules, and highly experienced loan consultants. Unique to us is our straightforward and efficient online loan application process designed to get you the cash you need faster.

Does bad credit disqualify me from getting a title loan in Sarasota, Florida?

Not at all. At Swift Title Loans, we understand that everyone can face financial emergencies. We believe in giving everyone a fair chance at getting the help they need, therefore your credit history does not disqualify you from applying for a title loan with us.

What is the maximum amount that I can borrow from Swift Title Loans in Sarasota?

In Sarasota, Florida, the maximum amount that you can borrow is determined by the assessed value of your car and your ability to repay the loan. It's best to get in touch with us for a customized loan estimate.

What documents do I need to apply for a title loan with Swift Title Loans?

  • Your clear vehicle title
  • A valid government-issued ID
  • Proof of income (like pay stubs, job letter, or bank statements)
  • Proof of residency (a utility bill or a lease agreement)

Can I still use my car while paying off my title loan in Sarasota, Florida?

Absolutely! At Swift Title Loans, we only hold onto the title of your car. You can continue to use your vehicle for your day-to-day activities while making your scheduled loan payments.

How quickly can I get funds after my title loan application is approved in Sarasota, Florida?

With Swift Title Loans, once your application is approved, you can receive your funds as soon as the next business day. This makes us an ideal


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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