Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Home Washington Seattle

Title Loans in Seattle, 98101

How It Works in Seattle, WA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in Washington: Regulations & Key Details

Title loans in Washington provide quick cash for those in need of emergency funds, even for borrowers with bad credit. However, understanding the specific state regulations is crucial. Washington regulates title loans under the Washington State Department of Financial Institutions, ensuring borrowers are protected while obtaining short-term financing.

Key Details Information
Loan Amount Range $2,500 - $25,000
Fees Flat fee of 15% - 25%
APR Approx. 15% to 25%
Repayment Terms 30 days with possible extensions
Unique State Law Conditions Licensed lenders must comply with Title 31 of the Revised Code of Washington.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always choose a licensed lender to ensure compliance with state regulations. For more details on Washington's title loan laws, visit the Washington State Legislature’s website.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Seattle, WA

Address

1704 7th Ave UNIT C, Seattle, WA, 98101

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Cody H.
It was a relief to find title loans without a credit check because I didn't want my credit to be pulled again. They clarified everything and made certain I understood what was being discussed.
Scott F.
When the "quick quick loan" option was listed, I didn't have high expectations, but the experience lived up to the name. Everything was completed online, and the loan application was brief. They didn't ask pointless questions to prolong the conversation. The money was deposited the same day, and I received a decision in less than 30 minutes.
feristian
The loan service I used provided excellent support with their cash advance car title loans. Their efficient process and competitive rates made obtaining the loan stress-free, ensuring I got the financial assistance I needed promptly and with ease.
Donald S.
Swift Title Loans offered invaluable guidance when I was uncertain about "what do you need to take out a title loan," providing clear instructions, competitive rates, and exceptional customer support that made the process straightforward and stress-free; their expertise in title loans and commitment to ensuring I had all necessary documentation set them apart as a reliable and trusted financial partner.
Edward H.
Swift Title Loans came through in a pinch when I faced an urgent car repair situation. Their efficient process for emergency car title loans was a lifesaver, providing swift assistance with friendly service that made the experience surprisingly stress-free.
Shari S.
I recently used Swift Title Loans for a financial crunch, and I must say, their service lives up to the hype. The process was smooth, and I got the cash I needed within hours – truly the fastest title loan service out there!

Example of Title Loan Funded in Seattle, WA

Here's a real example of a funded title loan from our branch:

2019 Mazda3

2016 Hyundai Sonata

Loan Term24 month36 month
Estimated Vehicle Value$22000$15000
Loan Amount$4007$4675
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$290.39$319.75
Monthly Interest5.006.00
APR60.00%72.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Seattle, WA? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Get a Fast Cash Loan in Seattle With Your Vehicle’s Title

Whatever you need urgent cash for today, you can request an online title loan. You don’t have to give up your car to get a title loan, because it only takes advantage of your vehicle’s value. Keep driving your car and get emergency cash fast in Seattle.

Beat WA Inflation Today With Cash in Your Account

With inflation and rising costs, not everyone can keep their heads above water financially. If you’re drowning in urgent expenses, contact Swift Title Loans at 1704 7th Ave UNIT C, Seattle, WA 98101 for access to instant cash. Bad credit consumers can get funds in one business day – apply online anytime for quick service.

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get Title Loans in Seattle?

Seattle borrowers can conveniently apply online for a swift, no-obligation estimate with Swift Title Loans. Also, there are potential locations in main areas like Pike Place Market or Cap Hill. Always select a licensed lender, like Swift Title Loans, that adheres to state laws for secured loans.

What are the state-specific regulations for Title Loans in Seattle, Washington?

In Seattle, Washington, a maximum interest rate of 12% per annum or 4% per month is legally allowed on Title Loans. Also, Repossession Rights apply when a borrower defaults on their payment, but a written notice of default is mandatory prior to repossession.

What is the maximum loan limit for Title Loans in Seattle?

The maximum loan limit differs with varying factors, such as the value of the vehicle and the borrower's ability to repay. However, Swift Title Loans offers title loans up to the legal limit in Seattle, Washington.

Is my bad credit going to negatively affect my Title Loan application in Seattle?

At Swift Title Loans, the primary concern is the value of your vehicle and your repayment ability. So, yes, you can apply for a Title Loan even if you have bad credit.

How quickly can I access funds after applying for a Title Loan in Seattle?

With Swift Title Loans, after approval, funds can often be received within the same day or the next business day. The process is designed for your convenience and quick access to emergency finances.

What documents are required to apply for a Title Loan in Seattle, Washington?

  • A clear title of your vehicle
  • A valid driver’s license or state-issued identification
  • Proof of income
  • Proof of residency

What happens if I fail to repay my Title Loan in Seattle?

In Seattle, Washington, if a borrower fails to repay after receiving a written notice of default, the lender may legally repossess the vehicle. However, Swift Title Loans works with customers to help avoid this situation. Ready to get started? Apply for a quick and legal Title Loan online with Swift Title Loans in Seattle, Washington today!


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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