Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home Washington Shoreline

Title Loans in Shoreline, 98133

How It Works in Shoreline, WA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Washington: Regulations & Key Details

Title loans in Washington provide quick cash for those in need of emergency funds, even for borrowers with bad credit. However, understanding the specific state regulations is crucial. Washington regulates title loans under the Washington State Department of Financial Institutions, ensuring borrowers are protected while obtaining short-term financing.

Key Details Information
Loan Amount Range $2,500 - $25,000
Fees Flat fee of 15% - 25%
APR Approx. 15% to 25%
Repayment Terms 30 days with possible extensions
Unique State Law Conditions Licensed lenders must comply with Title 31 of the Revised Code of Washington.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always choose a licensed lender to ensure compliance with state regulations. For more details on Washington's title loan laws, visit the Washington State Legislature’s website.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Shoreline, WA

Address

15333 Aurora Ave N STE 101, Shoreline, WA, 98133

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Shoreline, WA

Here's a real example of a funded title loan from our branch:

2023 Kia K5

2018 Toyota Venza

Loan Term24 month36 month
Estimated Vehicle Value$25000$23000
Loan Amount$3953$3211
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$286.48$194.06
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum amount I can borrow with a Title Loan in Shoreline?

The maximum loan amount you can borrow in Shoreline, Washington, depends on your vehicle's value and your ability to repay the loan. With Swift Title Loans, you can potentially receive up to $50,000, subjected to approval.

Where can I get a Title Loan in Shoreline, Washington?

You can conveniently apply for a title loan online with Swift Title Loans. It provides an easy, speedy, and secure application process. If you prefer face-to-face service, several lenders operate from physical locations in major areas like Aurora Ave and Ballinger Way.

What documents do I need to apply for a Title Loan with Swift Title Loans in Shoreline, Washington?

The application process requires several documents:
  • Valid government-issued photo ID (like a driver's license)
  • Proof of income (like a pay stub or bank statement)
  • Your vehicle's clear title
  • Proof of residency (like a utility bill)

Can I apply for a Title Loan with Swift Title Loans if I have bad credit?

Yes, Swift Title Loans welcomes applicants with all credit types. Even with bad credit, you can qualify for a loan based on your vehicle's worth and your repayment capability.

Is it safe to apply for a Title Loan online in Shoreline, Washington?

Yes, it's safe when you choose a trusted lender like Swift Title Loans. They use encrypted technology to ensure the safety of your personal information.

What happens if I can’t pay back my Title Loan in Shoreline, Washington?

In case of default, it's crucial to communicate with your lender. Swift Title Loans is committed to helping borrowers and might be able to offer flexible solutions. The state of Washington also has specific laws protecting borrowers from predatory practices.

Do I have to surrender my car when I get a Title Loan in Shoreline, Washington?

No, when you receive a Title Loan from Swift Title Loans, you get to keep and use your vehicle as usual. The company only uses your vehicle title as collateral for the loan. Remember, it's crucial to choose a licensed lender that complies with state laws to ensure your rights as a borrower are protected. Apply online with Swift Title


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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TLS Security

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