Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Home Washington Shoreline

Title Loans in Shoreline, 98133

How It Works in Shoreline, WA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in Washington: Regulations & Key Details

Title loans in Washington provide quick cash for those in need of emergency funds, even for borrowers with bad credit. However, understanding the specific state regulations is crucial. Washington regulates title loans under the Washington State Department of Financial Institutions, ensuring borrowers are protected while obtaining short-term financing.

Key Details Information
Loan Amount Range $2,500 - $25,000
Fees Flat fee of 15% - 25%
APR Approx. 15% to 25%
Repayment Terms 30 days with possible extensions
Unique State Law Conditions Licensed lenders must comply with Title 31 of the Revised Code of Washington.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always choose a licensed lender to ensure compliance with state regulations. For more details on Washington's title loan laws, visit the Washington State Legislature’s website.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Shoreline, WA

Address

15333 Aurora Ave N STE 101, Shoreline, WA, 98133

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Jamie C.
I applied for installment loans for bad credit here, and I'm really happy with the experience. The interest rates weren't too high, and the loan was approved quickly. I appreciated the straightforward language and unambiguous communication.
Velma E.
Throughout, the staff was available to help. I can't thank them and their services enough for helping me get a loan when I needed it!
mariane V.
This company truly offers the best car title loans. I used my car title as collateral and received the funds within hours. The application was straightforward, and the staff made sure I understood all the terms. I’d recommend them to anyone who needs fast cash without the hassle.
Dalwinder C.
I had an excellent experience with one of the best title loan companies, and the process was quick and easy. Their courteous personnel walked me through each step, ensuring that I understood my options and received the fund I required without difficulty.
Mark P.
Swift Title Loans provides one of the most comprehensive title loans on financed vehicles, I have used their service and can recommend them to anybody.
Roberto S.
If you're in a hurry and need a payday loan quickly but have a low credit score, this lender may be a suitable option. When I was in a bind and needed money fast, I was able to secure a title loan ca from them.

Example of Title Loan Funded in Shoreline, WA

Here's a real example of a funded title loan from our branch:

2023 Kia K5

2018 Toyota Venza

Loan Term24 month36 month
Estimated Vehicle Value$25000$23000
Loan Amount$3953$3211
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$286.48$194.06
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Shoreline, WA? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Cash for Urgent Needs in WA

If you live in Shoreline, WA and own a valuable vehicle, you are eligible to apply now for a title loan. Along with your request, send your clear title and photo ID. This will help our trusted agents to give you a fast loan offer. Sign the offer and get your money quickly!

Cash Loans for Urgent Needs in Shoreline

If you’ve never had credit before or you have bad credit, you are welcome to request a car title loan in WA. Go online to apply anytime or come to 15333 Aurora Ave N STE 101, Shoreline, WA 98133. With our quick service, you can get a free offer and sign it for cash the next business day! Use the cash for any emergency need you have.

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum amount I can borrow with a Title Loan in Shoreline?

The maximum loan amount you can borrow in Shoreline, Washington, depends on your vehicle's value and your ability to repay the loan. With Swift Title Loans, you can potentially receive up to $50,000, subjected to approval.

Where can I get a Title Loan in Shoreline, Washington?

You can conveniently apply for a title loan online with Swift Title Loans. It provides an easy, speedy, and secure application process. If you prefer face-to-face service, several lenders operate from physical locations in major areas like Aurora Ave and Ballinger Way.

What documents do I need to apply for a Title Loan with Swift Title Loans in Shoreline, Washington?

The application process requires several documents:
  • Valid government-issued photo ID (like a driver's license)
  • Proof of income (like a pay stub or bank statement)
  • Your vehicle's clear title
  • Proof of residency (like a utility bill)

Can I apply for a Title Loan with Swift Title Loans if I have bad credit?

Yes, Swift Title Loans welcomes applicants with all credit types. Even with bad credit, you can qualify for a loan based on your vehicle's worth and your repayment capability.

Is it safe to apply for a Title Loan online in Shoreline, Washington?

Yes, it's safe when you choose a trusted lender like Swift Title Loans. They use encrypted technology to ensure the safety of your personal information.

What happens if I can’t pay back my Title Loan in Shoreline, Washington?

In case of default, it's crucial to communicate with your lender. Swift Title Loans is committed to helping borrowers and might be able to offer flexible solutions. The state of Washington also has specific laws protecting borrowers from predatory practices.

Do I have to surrender my car when I get a Title Loan in Shoreline, Washington?

No, when you receive a Title Loan from Swift Title Loans, you get to keep and use your vehicle as usual. The company only uses your vehicle title as collateral for the loan. Remember, it's crucial to choose a licensed lender that complies with state laws to ensure your rights as a borrower are protected. Apply online with Swift Title


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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