Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home St. George

Title Loans in St. George, 84770

How It Works in St. George, UT

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Utah: Regulations & Key Details

Understanding the specifics of title loans in Utah can help you make informed financial decisions. Below is a concise overview of regulations and key details that may apply to your situation.

Loan Amount Range (Min-Max) $2,500 - $15,000
Fees & APR % Up to 30% per month
Repayment Terms Typically 30 days, with possible extensions
Unique State Law Conditions Must be licensed by the Utah Department of Financial Institutions

In Utah, title loans are regulated under the Utah Consumer Credit Code. These loans allow you to borrow against the equity in your vehicle, which can be beneficial for those needing quick cash. However, it is essential to select a licensed lender to ensure compliance with state laws. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the funds you need today.

Major cities like Salt Lake City, Provo, and Ogden have numerous licensed lenders ready to assist you. Always ensure that any lender you choose abides by the state regulations to protect yourself financially.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – St. George, UT

Address

1247 S Main St #101, St. George, UT, 84770

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in St. George, UT

Here's a real example of a funded title loan from our branch:

2017 Honda Insight

2023 Chevrolet Bolt EV

Loan Term24 month36 month
Estimated Vehicle Value$18000$30000
Loan Amount$3296$4361
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$238.86$263.55
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the best features of title loans in St. George, UT?

Title loans in St. George offer several key features, including quick approval times, the ability to borrow against the value of your vehicle, and flexible repayment options. They are particularly beneficial for those needing emergency funds as they can often be secured quickly, even for borrowers with bad credit. ####

Are there any specific regulations for title loans in Utah?

Yes, title loans in Utah are regulated by state law. Key regulations include a maximum loan amount of $30,000 and a minimum repayment period of 6 months. Lenders must also follow strict disclosure requirements to inform borrowers of the loan terms and conditions. ####

Where can I get a title loan in St. George?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. We're conveniently serving the St. George area, and our licensed lenders follow all state laws. Local major streets, like Sunset Boulevard and Riverside Drive, have nearby financial services if you prefer an in-person visit. ####

What documents do I need to bring to apply for a title loan?

When applying for a title loan with Swift Title Loans, you will typically need to provide the following documents:
  1. Valid government-issued ID (Driver's License or State ID)
  2. Clear title to your vehicle (no liens)
  3. Proof of income (pay stubs, bank statements, etc.)
  4. Proof of residence (utility bill or lease agreement)
  5. Current vehicle registration
These documents help us quickly process your loan application and determine your eligibility. ####

Can I get a title loan with bad credit in St. George?

Yes, many borrowers with bad credit can still qualify for a title loan in St. George. Unlike traditional loans, title loans rely primarily on the value of your vehicle rather than your credit score, making them a viable option for those in financial need. ####

How quickly can I receive my title loan funds?

Once your application is approved and all required documentation is verified, you can often receive your loan funds on the same day or within 24 hours. At Swift Title Loans


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

Less than 1 min read

Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

Less than 1 min read

Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

Less than 1 min read

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security