Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in St. Louis, 63101

How It Works in St. Louis, MO

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Missouri: Regulations & Key Details

Title loans in Missouri offer a quick solution for those needing emergency funds, especially for borrowers with bad credit. However, it's essential to understand the regulations and terms associated with these loans.

Key Detail Information
Loan Amount Range $100 - $25,000
Fees & APR% Typically 10% - 30% monthly, variable by lender
Repayment Terms Generally 30 days, but can vary
Unique State Law Conditions Lender must be licensed in Missouri

Missouri law mandates that title loan providers be licensed, ensuring borrower protection. Be sure to verify that any lender you consider is compliant with Missouri regulations, like those outlined in the Missouri Revised Statutes § 367.100. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Make informed choices when selecting a lender, especially in major cities like St. Louis or Kansas City.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – St. Louis, MO

Address

204 N 9th St #320, St. Louis, MO, 63101

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in St. Louis, MO

Here's a real example of a funded title loan from our branch:

2015 Nissan Altima

2021 Chevrolet Trax

Loan Term24 month36 month
Estimated Vehicle Value$15000$22000
Loan Amount$5633$4191
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$441.94$253.28
Monthly Interest5.835.00
APR70.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How much can I borrow from Swift Title Loans in St. Louis, Missouri?

In St. Louis, Missouri, the loan amount for a title loan can range from $500 to $25,000. The exact amount you can borrow will depend on the appraised value of your vehicle and your ability to repay the loan.

What’s the process to get a title loan in St. Louis, Missouri with Swift Title Loans?

You can initiate the application process online with Swift Title Loans. After submitting your form, one of our loan officers will get in touch with you to walk you through the rest of the process. They'll also help you understand the loan terms, fees, and payment details.

What documents do I need to apply for a title loan in St. Louis, Missouri?

You will need the following documents to apply for a title loan with Swift Title Loans:
  • A clear title of your vehicle
  • A valid Missouri identification or driving license
  • Proof of residence (a bill works fine)
  • Proof of income (like a pay stub)
  • Photos of your vehicle (front, back, and sides)

Where can I get a title loan in St. Louis, Missouri?

There are various lenders in St. Louis you could consider, potentially located near key areas like the Gateway Arch or Forest Park. However, for a swift, secure, and comprehensive service tailored to your needs, you can apply online with Swift Title Loans for a no-obligation estimate.

Can I get a title loan in St. Louis, Missouri if my credit score is bad?

Yes! At Swift Title Loans, we understand life's unforeseen circumstances can affect your credit score. Hence, your credit history does not solely decide your loan approval; we consider other factors such as your car's value and your ability to repay.

What happens if I can't repay my title loan in St. Louis, Missouri?

In situations where you can't repay a title loan, communication with the lender is key. Swift Title Loans may be able to work out a modified payment plan. As per Missouri law, in case of default, your car may be repossessed and sold to


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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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