Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home Florida Pete Beach

Title Loans in Pete Beach, 33706

How It Works in St Pete Beach, FL

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Ryan O.
Ryan O.
I had an excellent experience with this loan service when I utilized their cash title pawn option. Their straightforward process and friendly staff made securing the funds I needed quick and hassle-free, providing me with much-needed financial relief during a challenging time. Highly recommend for anyone considering a cash title pawn.
walter D.
walter D.
I had a fantastic experience with this loan service when I needed to determine how much can i get for my title loan. Their title loan calculator was easy to use and provided me with accurate estimates, making it simple to plan my finances and obtain the funds I needed without any surprises. Highly recommend for anyone seeking clarity and transparency regarding their title loan amount.
Wilber J.
Wilber J.
Swift Title Loans made getting a title loan vehicle incredibly easy. The staff was helpful, the process was quick, and I left with the cash I needed. Highly recommend their efficient service.
Caesar K.
Caesar K.
5 Star Car Title Loans provided excellent service when I needed title and registration loans near me. Their local availability and streamlined process made the entire experience quick and convenient. Highly recommend for anyone in need of reliable financial solutions in their area.
Niyibizi C.
Niyibizi C.
In search of a title loan to keep your car? I recently utilized this service and found it to be a lifesaver. The process was quick, and I was able to maintain possession of my vehicle while securing the financial assistance I needed. If you're facing a tight spot and require a title loan that lets you keep your car, this is a viable option worth considering.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – St Pete Beach, FL

Address

4616 Gulf Blvd Unit 11, St Pete Beach, FL, 33706

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in St Pete Beach, FL

Here's a real example of a funded title loan from our branch:

2018 Ford Explorer

2019 Kia Rio

Loan Term24 month36 month
Estimated Vehicle Value$25000$15000
Loan Amount$5184$5940
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$375.69$406.27
Monthly Interest5.006.00
APR60.00%72.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What documents do I need to apply for a title loan with Swift Title Loans in Pete Beach, Florida?

  • Valid ID proof, such as a driver's license or Florida State ID card.
  • A clear vehicle title document.
  • Documented proof of a steady income source, like pay stubs or bank statements.
  • Proof of residency, such as utility bills or a lease agreement.
  • Vehicle insurance proof.

Where can I apply for a title loan in Pete Beach, Florida?

It's simple! You can apply for a Swift Title Loan right here in Pete Beach, Florida. Enjoy the convenience of applying online at our website for a fast, no-obligation estimate. Alternatively, our physical locations are conveniently situated along popular routes like Gulf Boulevard and Corey Avenue. Always remember to choose a licensed lender that follows Florida State laws, like Swift Title Loans.

Are there any specific state regulations for title loans in Pete Beach, Florida?

Yes, Florida has specific regulations on title loans. The borrower must be at least 18 years old. The maximum loan amount should not exceed 50% of the vehicle’s market value, and the interest rate cap is determined based on the loan amount. If you need more details, our team at Swift Title Loans would be happy to explain.

How soon can I get funds from a Swift Title Loan in Pete Beach, Florida?

Fast funding is one of our many strengths. After approval, you can usually pick up your funds from any Swift Title Loans location in Pete Beach, Florida, within as little as 24 hours.

Will a bad credit history impact my title loan application in Pete Beach, Florida?

No, at Swift Title Loans, we accommodate all credit histories. A bad credit score does not automatically disqualify you. Instead, we evaluate the market value of your vehicle and your ability to repay the loan.

What happens if I cannot repay my title loan on time?

At Swift Title Loans, we strive to work with our clients to create repayment solutions that suit them. If you experience difficulties with loan repayment, please contact us right away. We can discuss available options, such as loan rollovers or modifications, in accordance with Florida state regulations.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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