Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Tampa, 33617

How It Works in Tampa, FL

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Melissa C.
Melissa C.
Swift Title Loans provided an excellent service when I needed to use my car title for a loan. Their efficient process and friendly staff made it quick and easy for me to access the funds I needed while keeping possession of my vehicle, offering a stress-free solution to my financial needs. Highly recommend them for anyone seeking a reliable and customer-oriented loan service.
Arnauld G.
Arnauld G.
Swift Title Loans lived up to their name, providing lightning-fast car title loans. The quick approval, fair terms, and efficient process make them my top choice for anyone in need of speedy financial assistance.
Sue P.
Sue P.
Auto title loans from this company near me have helped me out of a couple of tough situations. The process is easy and the staff is always willing to work with me. I would recommend their services to anyone in need of a little extra help.
Mercedes L.
Mercedes L.
If you're in a bind and you need cash, title loans from this company are a great option. The process is quick and easy, and you can get a loan for a fraction of your car's value. I definitely recommend this company if you're in a bind and you need cash fast.
Martha H.
Martha H.
The APR on my loan was very reasonable, and I didn't feel like I was being taken advantage of. The repayment terms were also very flexible, and I was able to pay off my loan without any issues. I would definitely use this loan company again in the future.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Tampa, FL

Address

7615 N 56th St #1, Tampa, FL, 33617

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Tampa, FL

Here's a real example of a funded title loan from our branch:

2015 Subaru Crosstrek

2016 Subaru WRX

Loan Term24 month36 month
Estimated Vehicle Value$19000$26000
Loan Amount$4410$4536
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$319.60$274.13
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I apply for title loans in Tampa, FL?

You can easily apply for a title loan in Tampa online at Swift Title Loans. We offer a fast, no-obligation estimate for potential borrowers. While there are also physical locations, the convenience and speed of our online application set us apart. Remember to always choose a licensed lender like us that adheres to Florida's state laws.

Are there legal restrictions on how I can use my title loan in Florida?

No, there are no legal restrictions on how you can use your title loan funds in Florida. Swift Title Loans understands that emergencies vary, and we believe in your financial freedom. Whether it's for medical expenses, home repairs, or sudden travel, the choice is yours.

What is the maximum amount I can borrow from Swift Title Loans in Tampa?

Based on Florida regulations, title loan amounts often depend on the assessed value of your vehicle and your ability to repay the loan. At Swift Title Loans, we strive to provide you with the maximum amount possible while ensuring your repayment terms are manageable.

What documents do I need to apply for a title loan with Swift Title Loans in Tampa?

  1. Your vehicle’s title, which must be in your name.
  2. Proof of Florida residency, which could be a utility bill or lease agreement.
  3. A valid Florida driver's license or state ID.
  4. Proof of income to illustrate your ability to repay the loan.

I have bad credit. Can I still get a title loan with Swift Title Loans in Tampa, FL?

Absolutely! At Swift Title Loans, we believe in giving everyone a chance. Your car title secures the loan, and your credit score is not the determining factor. That makes our loans a popular option for those who need funds quickly and have bad credit.

Are there penalties for early repayment of a title loan in Tampa, FL?

Swift Title Loans does not charge any penalties or fees for early repayment of your title loan. We believe in making your loan repayment as stress-free as possible, in line with Florida regulations.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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