Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California Temecula

Title Loans in Temecula, 92592

How It Works in Temecula, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

James M.
James M.
This is where to go if you're looking for a "Guaranteed Personal Loan"! Despite my credit issues, they worked with me to get the loan authorized. I felt encouraged the entire time, and the procedure was clear.
Louis K.
Louis K.
This organization recently provided me with a loan, and the process went well. Despite my less-than-perfect credit score, they had incredibly competitive interest rates and flexible repayment alternatives.
emmanuel N.
emmanuel N.
Swift Title Loans made getting a title loan without vehicle present incredibly straightforward. Their quick and efficient service helped me secure the funds I needed without any complications or delays.
Gregory R.
Gregory R.
Swift Title Loans lived up to their name by providing a title loan fast when I needed it most. Their efficient process and friendly customer service made the entire experience smooth and stress-free, and I couldn't be happier with the results.
Alex L.
Alex L.
When faced with an urgent need for funds, fast title loans emerged as the optimal solution for me. The loan company in Temecula truly lived up to its reputation, delivering a service that was not only quick but also highly efficient. The application process was seamlessly executed, and their team exhibited unwavering commitment to swiftly processing my loan request. Their remarkable speed and dedication in assisting customers left a lasting impression. I extend my gratitude for being a reliable source of support precisely when I needed it. Thanks!!!
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Temecula, CA

Address

31991 Temecula Pkwy ste 100, Temecula, CA, 92592

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Temecula, CA

Here's a real example of a funded title loan from our branch:

2016 Ford Escape

2020 Toyota Mirai

Loan Term24 month36 month
Estimated Vehicle Value$20000$24000
Loan Amount$2943$3174
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$213.28$191.82
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a title loan in Temecula, California?

The most convenient place to get a title loan in Temecula is with Swift Title Loans. We allow borrowers to apply online from the comfort of their homes. Also, lenders can be found within the city, particularly along major streets such as Rancho California Road and Jefferson Avenue. Remember to always choose a licensed lender that complies with state laws.

How quickly can I get funds with a title loan in Temecula?

At Swift Title Loans, once your application is approved, we typically transfer the funds to your account within a few hours. Swift by name, swift by service!

Can I get a Title Loan in Temecula with bad credit?

Yes, definitely! At Swift Title Loans, we consider your vehicle's value, not your credit score. Thus, we happily serve borrowers with less than perfect credit who need emergency funds.

: What documents do I need to provide for a title loan in Temecula?

While requirements may slightly differ between lenders, typical documents you will need with Swift Title Loans are:
  • Your vehicle title proving you own the car outright
  • Proof of residency (such as utility bills)
  • A government-issued ID (like a driver's license)
  • Proof of steady income (e.g., pay stubs or bank statements)

How much can I borrow with a title loan from Swift Title Loans in Temecula?

Loan amounts vary based on the value of your vehicle and your income. However, in the state of California, the minimum amount for a title loan is $2,500.

Can I still use my car while I have a title loan with Swift Title Loans in Temecula?

Absolutely! You can continue using your vehicle for daily purposes as long as you maintain your loan payments.

Can I pay off my loan early without getting penalized in Temecula?

Yes, at Swift Title Loans, you can pay off your title loan early with no pre-payment penalties. In fact, we encourage borrowers to pay off their loans as soon as they can. Your financial freedom is our priority! Let Swift Title Loans help you attain your financial stability.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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