Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Temple Terrace, 33617

How It Works in Temple Terrace, FL

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)		 Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Temple Terrace, FL

Address

6711 E Fowler Ave #12C, Temple Terrace, FL, 33617

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Amanda H.
I discovered that Temple Terrace installment and payday loans were a good fit for my budget when I needed some quick cash. They didn't pressure me into doing anything I wasn't comfortable with, and the process was simple. It allowed me to pay unforeseen expenses stress-free.
Richard M.
This business was helpful when I needed a quick loan in Temple Terrace. They processed everything swiftly and were aware of my urgent situation. In a matter of hours, I had the money I needed. Thank you so much for helping me. I suggest that everyone borrow cash fast from this company whenever they need cash.
Madan L.
The day my car broke down on the side of the road, leaving me stranded and in dire need of financial assistance, is something I will never forget. I first had my doubts about same-day loans when I first learned about them. However, I discovered a lender that provided same-day loans with affordable interest rates and flexible payback terms after doing some research and reading reviews. After submitting an online application, I received the loan amount in a matter of hours, which I utilized to fix my car and resume driving. The entire procedure went smoothly which gave me relief.
Madan L.
The day my car broke down on the side of the road, leaving me stranded and in dire need of financial assistance, is something I will never forget. I first had my doubts about same-day loans when I first learned about them. However, I discovered a lender that provided same-day loans with affordable interest rates and flexible payback terms after doing some research and reading reviews. After submitting an online application, I received the loan amount in a matter of hours, which I utilized to fix my car and resume driving. The entire procedure went smoothly which gave me relief.
Richard H.
Swift Title Loans made getting a title loan for my travel trailer a breeze! Their efficient process and fair terms allowed me to secure the funds I needed for my trip without any hassle.
Bill T.
I opted to get a loan against your car from Swift Title Loans and they have been quite helpful even with my bad credit. The loan they helped us secure was a godsend, and we can't thank them enough.

Example of Title Loan Funded in Temple Terrace, FL

Here's a real example of a funded title loan from our branch:

2017 Kia Forte

2016 Hyundai Veloster

Loan Term24 month36 month
Estimated Vehicle Value$15000$13000
Loan Amount$2988$3083
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$216.54$186.32
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Temple Terrace, FL? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Cash for any Emergency in FL

Manage your cash emergency in Temple Terrace quickly by requesting a car equity loan. Apply online now and secure approval for up to $50,000. Follow the easy application steps and you could get approved the same day!

Creative Cash Solutions for Consumers with Credit Problems

Don’t let a questionable credit history keep you from the instant funds you need today. Contact us online or visit Swift Title Loans at 6711 E Fowler Ave #12C, Temple Terrace, FL 33617. Within minutes you can get the answers you need to cover any financial emergency.

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How easy is it to qualify for a title loan in Temple Terrace?

At Swift Title Loans, we make the qualification process as simple as possible. Applicants should have a clear title to their vehicle, proof of income, and a government-issued ID. Additionally, the vehicle needs to be in good working condition. To receive an immediate, no-obligation estimate, apply online with us.

What are the legal requirements for title loans in Temple Terrace, Florida?

Florida title loan laws stipulate that borrowers must be at least 18 years old, and the amount borrowed cannot exceed the vehicle's fair market value. The lender should be licensed in the state of Florida. Rest assured, Swift Title Loans meets these requirements and follows all relevant state laws.

Where can I get a title loan in Temple Terrace?

Swift Title Loans offers an efficient online application process. You can also visit lenders along major streets like Busch Boulevard, or in upscale neighborhoods such as Temple Heights. Please ensure you choose a licensed lender that follows Florida's state laws, like Swift Title Loans.

What documents will I need to apply for a title loan at Swift Title Loans?

The essential documents required for a title loan application with Swift Title Loans includes:
  • A clear title to your vehicle
  • Proof of a steady income source
  • A government-issued ID
  • Proof of residence

Can I keep driving my car while I have a title loan?

Yes, when you secure a title loan with Swift Title Loans, you retain the use of your vehicle during the loan period. Just continue to make your loan payments on time.

I have bad credit. Can I still get a title loan in Temple Terrace, Florida?

Absolutely! At Swift Title Loans, we accept applications from individuals with all credit backgrounds. We understand that financial emergencies arise, and we're here to help, regardless of your credit history.

How quickly can I receive funds from a title loan in Temple Terrace, Florida?

Swift Title Loans aims to provide fast funds. Typically, upon approval, you can have access to your funds within 24 hours, making it a great choice for emergency financial situations. Remember, if you are in need of fast funds, Swift Title Loans is here to assist you. Our


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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