Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Temple Terrace, 33617

How It Works in Temple Terrace, FL

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Richard H.
Richard H.
Swift Title Loans made getting a title loan for my travel trailer a breeze! Their efficient process and fair terms allowed me to secure the funds I needed for my trip without any hassle.
Bill T.
Bill T.
I opted to get a loan against your car from Swift Title Loans and they have been quite helpful even with my bad credit. The loan they helped us secure was a godsend, and we can't thank them enough.
Edelmar L.
Edelmar L.
In order to help me swiftly gather the funds for a down payment on a house, this lender offered me weekend payday loans with no credit check. I could have gotten by in a week at most. I appreciate their helpfulness with the best place to do a title loan and the high quality of their customer service.
Mark B.
Mark B.
Since I was facing financial difficulties, I looked into getting a car title loan. Swift Title Loans made the title loans open today near me process simple and fast. They deserve serious attention from anyone in need of a loan.
Ruth G.
Ruth G.
I needed a loan for a commercial truck title loan and reached out to Swift Title Loans. They were able to provide me with a commercial title loan quickly and easily. Their rates were very competitive and the process was simple. I would highly recommend them to anyone in the trucking industry looking for a loan.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Temple Terrace, FL

Address

6711 E Fowler Ave #12C, Temple Terrace, FL, 33617

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Temple Terrace, FL

Here's a real example of a funded title loan from our branch:

2017 Kia Forte

2016 Hyundai Veloster

Loan Term24 month36 month
Estimated Vehicle Value$15000$13000
Loan Amount$2988$3083
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$216.54$186.32
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How easy is it to qualify for a title loan in Temple Terrace?

At Swift Title Loans, we make the qualification process as simple as possible. Applicants should have a clear title to their vehicle, proof of income, and a government-issued ID. Additionally, the vehicle needs to be in good working condition. To receive an immediate, no-obligation estimate, apply online with us.

What are the legal requirements for title loans in Temple Terrace, Florida?

Florida title loan laws stipulate that borrowers must be at least 18 years old, and the amount borrowed cannot exceed the vehicle's fair market value. The lender should be licensed in the state of Florida. Rest assured, Swift Title Loans meets these requirements and follows all relevant state laws.

Where can I get a title loan in Temple Terrace?

Swift Title Loans offers an efficient online application process. You can also visit lenders along major streets like Busch Boulevard, or in upscale neighborhoods such as Temple Heights. Please ensure you choose a licensed lender that follows Florida's state laws, like Swift Title Loans.

What documents will I need to apply for a title loan at Swift Title Loans?

The essential documents required for a title loan application with Swift Title Loans includes:
  • A clear title to your vehicle
  • Proof of a steady income source
  • A government-issued ID
  • Proof of residence

Can I keep driving my car while I have a title loan?

Yes, when you secure a title loan with Swift Title Loans, you retain the use of your vehicle during the loan period. Just continue to make your loan payments on time.

I have bad credit. Can I still get a title loan in Temple Terrace, Florida?

Absolutely! At Swift Title Loans, we accept applications from individuals with all credit backgrounds. We understand that financial emergencies arise, and we're here to help, regardless of your credit history.

How quickly can I receive funds from a title loan in Temple Terrace, Florida?

Swift Title Loans aims to provide fast funds. Typically, upon approval, you can have access to your funds within 24 hours, making it a great choice for emergency financial situations. Remember, if you are in need of fast funds, Swift Title Loans is here to assist you. Our


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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