Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home California Thousand Oaks

Title Loans in Thousand Oaks, 91360

How It Works in Thousand Oaks, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Thousand Oaks, CA

Address

426 E Avenida De Los Arboles #100, Thousand Oaks, CA, 91360

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Anthony S.
Easy loans for bad credit are available from this lender without a lot of paperwork or difficult processes. They were thorough and professional, but they also expedited the process. greatly improved the manageability of a potentially stressful situation.
Marcus M.
I quickly got approved for speedy cash loans in Thousand Oaks with the professional assistance. The team was friendly and guided me for a smooth and hassle-free experience.
Donald P.
Due to my difficult situation, I required a loan despite having very poor credit. I was shocked to find a lender who was ready to work with me because I didn't think I would be authorized. In order to obtain the money I required, I was prepared to pay interest rates that were greater than I would have preferred. The lender helped me come up with a payback schedule that worked for me. My credit has begun to improve since I was able to repay the loan in full.
Wayne H.
My sudden financial crisis prompted me to look for a same-day loan in Thousand Oaks from this company. The speed with which they handled my application and delivered the money to me at the most critical moment surprised me.
Ishwar Uraw 5.
Swift Title Loans came through for me when I needed some extra cash between paychecks. Their quick approval process for both title and payday loans saved the day, highly recommend!
Daisy R.
Pawn my car for cash with Swift Title Loans was a game-changer during a financial crunch. Their straightforward process, fair appraisal, and quick cash disbursement made the entire experience stress-free, earning my recommendation for anyone considering pawning their car for fast cash.

Example of Title Loan Funded in Thousand Oaks, CA

Here's a real example of a funded title loan from our branch:

2021 Mazda CX-30

2022 Toyota Avalon

Loan Term24 month36 month
Estimated Vehicle Value$30000$40000
Loan Amount$2861$4807
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$207.34$290.51
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Thousand Oaks, CA? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Simple Steps to Quick Cash Loans in CA

A title loan isn’t the same as winning the lottery, but you miight get the money faster! Apply for a vehicle title loan today in CA and the money could be in your account tomorrow! Use your car’s value to secure the loan but keep your car to drive as you please.

Car Title Loans for Any Need in CA

Everyone can have trouble with credit scores, but that doesn’t mean you can’t be approved for a fast vehicle loan in Thousand Oaks! Send us your car title and proof of income to get a fast reply and credit decision. The offer is free and without obligation, so contact us now at 426 E Avenida De Los Arboles #100, Thousand Oaks, CA 91360!

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Thousand Oaks?

You can easily apply for a Title Loan with Swift Title Loans online for a quick, no-obligation estimate. For more local options, you may find lenders along Thousand Oaks Blvd or near The Oaks Shopping Center. Always make sure to choose a licensed lender that adheres to California state laws.

What are the loan limits for Title Loans in Thousand Oaks, California?

The loan limits for title loans in California, including Thousand Oaks, are set by the value of your vehicle and your ability to repay. At Swift Title Loans, you can borrow anything from $2,500 up to $20,000.

What types of vehicles are eligible for Title Loans with Swift Title Loans?

Nearly any vehicle with a clear title can be eligible for a Swift Title Loan. This includes cars, trucks, SUVs, motorcycles, and even RVs.

If I have bad credit, can I still apply for a Title Loan in Thousand Oaks, California?

Absolutely! Swift Title Loans considers all credit types for Title Loans. We focus more on the value of your vehicle and your repayment ability.

Can I keep my car while repaying my Title Loan?

Yes! With Swift Title Loans, you can keep driving your vehicle while making repayments.

What documents do I need to apply for a Title Loan in Thousand Oaks, California with Swift?

Applying for a Title Loan with Swift is easy. Here are the documents you need:
  • A valid government-issued ID (such as your driver's license).
  • The car title that needs to be free and clear of any liens.
  • Proof of income to show your ability to repay the loan.
  • Proof of residency (which can include any document that shows your current address).

How quickly can I get funds from my Title Loan in Thousand Oaks, California?

Once approved, Swift Title Loans makes it easy for you to get your money. You could have access to your funds as early as the next business day. If you still have questions or you’re ready to apply, visit the Swift Title Loans website or call us today! Your solution to emergency


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

1 min read

READ MORE
Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

1 min read

READ MORE
Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

1 min read

READ MORE

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Call Us Apply Online
Home
about
how to

Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

© 2026 Swift Title Loans.® All rights reserved.