Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

03

Repay loan and get title back

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Home California Thousand Oaks

Title Loans in Thousand Oaks, 91360

How It Works in Thousand Oaks, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Marcus M.
Marcus M.
I quickly got approved for speedy cash loans in Thousand Oaks with the professional assistance. The team was friendly and guided me for a smooth and hassle-free experience.
Donald P.
Donald P.
Due to my difficult situation, I required a loan despite having very poor credit. I was shocked to find a lender who was ready to work with me because I didn't think I would be authorized. In order to obtain the money I required, I was prepared to pay interest rates that were greater than I would have preferred. The lender helped me come up with a payback schedule that worked for me. My credit has begun to improve since I was able to repay the loan in full.
Wayne H.
Wayne H.
My sudden financial crisis prompted me to look for a same-day loan in Thousand Oaks from this company. The speed with which they handled my application and delivered the money to me at the most critical moment surprised me.
Ishwar Uraw 5
Ishwar Uraw 5
Swift Title Loans came through for me when I needed some extra cash between paychecks. Their quick approval process for both title and payday loans saved the day, highly recommend!
Danijela M.
Danijela M.
I resorted to this loan organization for car title loans when I was short on funds. They made it easy and safe for me to get the money I needed by using my car as collateral. We really valued their professionalism and open communication. Thanks!!!
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Thousand Oaks, CA

Address

426 E Avenida De Los Arboles #100, Thousand Oaks, CA, 91360

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Thousand Oaks, CA

Here's a real example of a funded title loan from our branch:

2021 Mazda CX-30

2022 Toyota Avalon

Loan Term24 month36 month
Estimated Vehicle Value$30000$40000
Loan Amount$2861$4807
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$207.34$290.51
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Thousand Oaks?

You can easily apply for a Title Loan with Swift Title Loans online for a quick, no-obligation estimate. For more local options, you may find lenders along Thousand Oaks Blvd or near The Oaks Shopping Center. Always make sure to choose a licensed lender that adheres to California state laws.

What are the loan limits for Title Loans in Thousand Oaks, California?

The loan limits for title loans in California, including Thousand Oaks, are set by the value of your vehicle and your ability to repay. At Swift Title Loans, you can borrow anything from $2,500 up to $20,000.

What types of vehicles are eligible for Title Loans with Swift Title Loans?

Nearly any vehicle with a clear title can be eligible for a Swift Title Loan. This includes cars, trucks, SUVs, motorcycles, and even RVs.

If I have bad credit, can I still apply for a Title Loan in Thousand Oaks, California?

Absolutely! Swift Title Loans considers all credit types for Title Loans. We focus more on the value of your vehicle and your repayment ability.

Can I keep my car while repaying my Title Loan?

Yes! With Swift Title Loans, you can keep driving your vehicle while making repayments.

What documents do I need to apply for a Title Loan in Thousand Oaks, California with Swift?

Applying for a Title Loan with Swift is easy. Here are the documents you need:
  • A valid government-issued ID (such as your driver's license).
  • The car title that needs to be free and clear of any liens.
  • Proof of income to show your ability to repay the loan.
  • Proof of residency (which can include any document that shows your current address).

How quickly can I get funds from my Title Loan in Thousand Oaks, California?

Once approved, Swift Title Loans makes it easy for you to get your money. You could have access to your funds as early as the next business day. If you still have questions or you’re ready to apply, visit the Swift Title Loans website or call us today! Your solution to emergency


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security

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