Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Tustin, 92780

How It Works in Tustin, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Vanessa V.
Vanessa V.
The title loans in my area were incredibly convenient, offering quick access to the funds I needed right nearby. The service was efficient and straightforward, making the whole process smooth and easy.
Allan G.
Allan G.
Swift Title Loans came through for me when I needed quick cash title loans. Their process was speedy, and the friendly team ensured a hassle-free experience. Highly recommend for anyone looking for a fast and reliable loan service.
Ross A.
Ross A.
When I was searching to pawn car title for cash, i came across Swift Title Loans. The staff was very prompt at response and helpful in explaining the process. I'm very happy with their service.
Hector F.
Hector F.
One of the best facts about online title loans is that they know you want the money fast. Isn't that why many people request title loans? Anyone who's gotten them know they are quick and easy. With fast auto title loans, I know I can apply any time I want to and expect fast cash to use for whatever I need.
Ralph F.
Ralph F.
For anyone who doesn't know, getting a title loan can be a way to get fast cash for anything you need! In fact, they didn't even ask me why I want money. I was so used to the old fashioned kind of loans from the bank that I didn't realize how easy the process was until it was finished and I had the money in my account.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Tustin, CA

Address

13301 Newport Ave unit 102, Tustin, CA, 92780

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Tustin, CA

Here's a real example of a funded title loan from our branch:

2017 Toyota 4Runner

2018 Chevrolet Colorado

Loan Term24 month36 month
Estimated Vehicle Value$35000$30000
Loan Amount$2676$4778
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$193.93$288.76
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What do I need to apply for a title loan in Tustin, California with Swift Title Loans?

  1. Proof of California residency such as a utility bill or rental agreement
  2. Government-issued identification like a driver's license or passport
  3. The lien-free title to your vehicle
  4. Proof of income or ability to repay the loan
  5. A working vehicle for a quick inspection

How much can I get for a title loan in Tustin with Swift Title Loans?

In California, title loan amounts can range from $2,500 up to $25,000, depending on the appraised value of your vehicle and your ability to repay the loan. Swift Title Loans provides competitive rates to help Tustin residents get the money they need.

How quickly can I get funds after applying for a title loan in Tustin with Swift Title Loans?

You can get your funds as soon as the next business day after approval. Swift Title Loans has a fast, efficient process to help Tustin residents access emergency funds when they need it.

Where can I get a title loan in Tustin, California?

You can easily apply for an estimate online with Swift Title Loans and visit our office conveniently located near major streets and regions in Tustin for a quick vehicle inspection. Be sure to choose a licensed lender like us that operates in compliance with California state laws.

Do I need good credit for a title loan with Swift Title Loans in Tustin?

No, you don't. Swift Title Loans services are designed for all borrowers, including those with bad credit. We focus on your ability to repay and the value of your vehicle, not solely your credit history.

Can I keep driving my car when I get a title loan in Tustin with Swift Title Loans?

Yes, you can. At Swift Title Loans, we understand how important mobility is. As long as you keep up with your agreed repayments, you can keep driving your car as usual.

What happens if I can't repay my title loan in Tustin, California?

It's important to reach out to Swift Title Loans immediately if you think you might miss a payment. We work with our borrowers in Tustin to resolve payment issues and provide options to help you avoid repossession of your vehicle.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security

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