Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Virginia Beach, 23462

How It Works in Virginia Beach, VA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Virginia: Regulations & Key Details

In Virginia, title loans provide a quick solution for those in need of emergency funds, especially for individuals facing credit challenges. It is vital to understand the specific regulations and requirements to ensure a compliant borrowing experience.

Loan Amount Range Fees & APR Repayment Terms Unique State Law Conditions
$1,000 - $10,000 15% per month; 180% APR max 1 to 12 months Licensed lenders must follow the Virginia Title Loan Act, requiring clear disclosures.

Virginia's laws, as outlined in the Virginia Code § 6.2-2200, stipulate that all title loans must be offered by licensed lenders who adhere to strict regulations. Potential borrowers should ensure that their lender complies with these laws for a safe borrowing experience. Borrowers in Richmond, Virginia Beach, and Norfolk can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender to protect your rights and financial well-being.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

James S.
James S.
This company in Altadena provided excellent service when I needed an auto title loan. The approval process was quick, and the staff ensured I understood all the terms. The funds helped me cover a medical expense, and I was very happy with the overall experience.
David
David
A title loan doesn't have to be a total bummer every time. Title loans don't have to be stressful thanks to this lending company's prompt service, easy-to-understand explanations, and polite staff. Their patience and compassion helped me through the challenges I faced. Their staff deserves praise for the great service they provided.
John R.
John R.
I had a fantastic experience with Swift Title Loans, especially through their online service, Title Cash Com. The streamlined process and quick approval made getting title cash hassle-free, and their responsive customer support added an extra layer of satisfaction, making them my top choice for anyone seeking title cash online.
Fontenot R.
Fontenot R.
We appreciate Swift Title Loans East's easy payday loans. Net pay advance loans are among the most reputable loans. A pink slip loan would help many individuals, and I recommend it.
Tansjikoj K.
Tansjikoj K.
Swift Title Loans made the loan process simple. The application process for a boat pawn near me with no credit check was simple, and the funds were sent into my account within a business day of approval. If you or anyone you know needs a loan, you have my highest recommendation.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Virginia Beach, VA

Address

4556 Virginia Beach Blvd STE 200, Virginia Beach, VA, 23462

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Virginia Beach, VA

Here's a real example of a funded title loan from our branch:

2016 Tesla Model Y

2023 Toyota Highlander

Loan Term24 month36 month
Estimated Vehicle Value$30000$40000
Loan Amount$5962$4812
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$432.07$290.81
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How Can I Apply for a Title Loan in Virginia Beach, Virginia?

Applying for a title loan through Swift Title Loans is a simple, fast process that you can start online. Click on the "Apply Now" button, fill in your vehicle details and relation information, and get a no-obligation loan estimate right away.

What Documents Do I Need for a Title Loan Application in Virginia Beach, Virginia?

To apply for a title loan at Swift Title Loans, you will need the following documents: -
  1. Your vehicle’s title (clear and in your name)
  2. A government-issued ID that verifies you are at least 18
  3. Proof of income to show your ability to repay the loan
  4. Proof of residency showing your address in Virginia Beach, Virginia

What is the Maximum Amount I Can Borrow with a Title Loan in Virginia Beach, Virginia?

The loan amount depends on your vehicle's worth and your repayment ability. Swift Title Loans offers title loans up to $10,000, but state regulations cap the maximum loan amount at 50% of your vehicle's fair market value.

Does Swift Title Loans Offer Online Title Loans in Virginia Beach, Virginia?

Yes, Swift Title Loans offers online title loan services in Virginia Beach, Virginia. You can apply for a title loan, upload necessary documents, and receive your loan estimate without leaving your home.

What If My Vehicle Title is Not In My Name?

Swift Title Loans requires that the vehicle title be in your name. If the vehicle title is not in your name, you will need to have it transferred at your local DMV before you can apply for a title loan.

Can I Still Get a Title Loan with Bad Credit in Virginia Beach, Virginia?

Absolutely. At Swift Title Loans, we believe everyone deserves access to emergency funds, regardless of their credit history. Your vehicle’s value and your ability to repay the loan are more important than your credit score.

Where Can I Get a Title Loan in Virginia Beach, Virginia?

You can get a title loan right here in Virginia Beach, Virginia, by


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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