Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Title Loans in Virginia Beach, 23462

How It Works in Virginia Beach, VA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in Virginia: Regulations & Key Details

In Virginia, title loans provide a quick solution for those in need of emergency funds, especially for individuals facing credit challenges. It is vital to understand the specific regulations and requirements to ensure a compliant borrowing experience.

Loan Amount Range Fees & APR Repayment Terms Unique State Law Conditions
$1,000 - $10,000 15% per month; 180% APR max 1 to 12 months Licensed lenders must follow the Virginia Title Loan Act, requiring clear disclosures.

Virginia's laws, as outlined in the Virginia Code § 6.2-2200, stipulate that all title loans must be offered by licensed lenders who adhere to strict regulations. Potential borrowers should ensure that their lender complies with these laws for a safe borrowing experience. Borrowers in Richmond, Virginia Beach, and Norfolk can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender to protect your rights and financial well-being.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Virginia Beach, VA

Address

4556 Virginia Beach Blvd STE 200, Virginia Beach, VA, 23462

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

James S.
This company in Altadena provided excellent service when I needed an auto title loan. The approval process was quick, and the staff ensured I understood all the terms. The funds helped me cover a medical expense, and I was very happy with the overall experience.
David
A title loan doesn't have to be a total bummer every time. Title loans don't have to be stressful thanks to this lending company's prompt service, easy-to-understand explanations, and polite staff. Their patience and compassion helped me through the challenges I faced. Their staff deserves praise for the great service they provided.
John R.
I had a fantastic experience with Swift Title Loans, especially through their online service, Title Cash Com. The streamlined process and quick approval made getting title cash hassle-free, and their responsive customer support added an extra layer of satisfaction, making them my top choice for anyone seeking title cash online.
Ekolased K.
Swift Title Loans loaned me cash against your car despite my bad credit. The staff was very patient as I asked many questions about bad credit payday loans online. The same-day online title loan was excellent and the staff was kind.
Fontenot R.
We appreciate Swift Title Loans East's easy payday loans. Net pay advance loans are among the most reputable loans. A pink slip loan would help many individuals, and I recommend it.
Tansjikoj K.
Swift Title Loans made the loan process simple. The application process for a boat pawn near me with no credit check was simple, and the funds were sent into my account within a business day of approval. If you or anyone you know needs a loan, you have my highest recommendation.

Example of Title Loan Funded in Virginia Beach, VA

Here's a real example of a funded title loan from our branch:

2016 Tesla Model Y

2023 Toyota Highlander

Loan Term24 month36 month
Estimated Vehicle Value$30000$40000
Loan Amount$5962$4812
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$432.07$290.81
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Virginia Beach, VA? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Trade in Your Car Title for a Fast Cash Loan in VA

Fast money in your account can be as simple as sending in your online request to Swift Title Loans! Residents of Virginia Beach who own vehicles with good value and clear titles can get cash in one business day!

Cash in One Business Day in Virginia Beach

With no obligation whatsoever, you can get a free title loan offer. Contact us at 4556 Virginia Beach Blvd STE 200, Virginia Beach, VA 23462 or get started anytime online 24/7. We’ll answer your request for cash instantly!

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How Can I Apply for a Title Loan in Virginia Beach, Virginia?

Applying for a title loan through Swift Title Loans is a simple, fast process that you can start online. Click on the "Apply Now" button, fill in your vehicle details and relation information, and get a no-obligation loan estimate right away.

What Documents Do I Need for a Title Loan Application in Virginia Beach, Virginia?

To apply for a title loan at Swift Title Loans, you will need the following documents: -
  1. Your vehicle’s title (clear and in your name)
  2. A government-issued ID that verifies you are at least 18
  3. Proof of income to show your ability to repay the loan
  4. Proof of residency showing your address in Virginia Beach, Virginia

What is the Maximum Amount I Can Borrow with a Title Loan in Virginia Beach, Virginia?

The loan amount depends on your vehicle's worth and your repayment ability. Swift Title Loans offers title loans up to $10,000, but state regulations cap the maximum loan amount at 50% of your vehicle's fair market value.

Does Swift Title Loans Offer Online Title Loans in Virginia Beach, Virginia?

Yes, Swift Title Loans offers online title loan services in Virginia Beach, Virginia. You can apply for a title loan, upload necessary documents, and receive your loan estimate without leaving your home.

What If My Vehicle Title is Not In My Name?

Swift Title Loans requires that the vehicle title be in your name. If the vehicle title is not in your name, you will need to have it transferred at your local DMV before you can apply for a title loan.

Can I Still Get a Title Loan with Bad Credit in Virginia Beach, Virginia?

Absolutely. At Swift Title Loans, we believe everyone deserves access to emergency funds, regardless of their credit history. Your vehicle’s value and your ability to repay the loan are more important than your credit score.

Where Can I Get a Title Loan in Virginia Beach, Virginia?

You can get a title loan right here in Virginia Beach, Virginia, by


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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