Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Visalia, 93277

How It Works in Visalia, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

tahere M.
tahere M.
Swift Title Loans delivered exceptional service with their cash fast title loans. The quick approval, fair terms, and friendly staff make them my top choice for anyone in need of speedy and reliable financial assistance.
Mario L.
Mario L.
With Swift Title Loans getting a poncho's vehicle loan is like a walk in the park, i was at the church when i a got a calls that loan is secured.
Emma L.
Emma L.
When unforeseen medical expenditures piled up, I was relieved to discover Visalia car title loans with low interest rates. This company saved my financial life, and their charges were really low. I'm eternally grateful! Thanks!!!
Aaron W.
Aaron W.
I had to deal with an urgent family matter today, and thanks to Megan and Chelsea's help, I was able to get the support I needed. I owe them a great debt of gratitude for their help, and I strongly suggest title loans on financed vehicles to anyone in need. Check out their office and their lending for bad credit service.
Leticia R.
Leticia R.
When unexpected expenses hit, I didn't know where to turn. Thankfully, this loan company offered monthly installment loans in Visalia. It was a game-changer! The flexible repayment options made it manageable, and I'm now back on track.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Visalia, CA

Address

2302 S Mooney Blvd ste 201, Visalia, CA, 93277

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Visalia, CA

Here's a real example of a funded title loan from our branch:

2016 Kia Sorento

2023 Tesla Model 3

Loan Term24 month36 month
Estimated Vehicle Value$20000$45000
Loan Amount$5100$4613
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$369.60$278.78
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are my options for applying for a title loan in Visalia, California?

Swift Title Loans gives you the flexibility to choose the most convenient method. You can easily apply online from the comfort of your home for a fast, no-obligation estimate. The online process is simple and quick, plus you get to receive cash without leaving your house. Do remember to choose a licensed lender like Swift Title Loans that follows California state laws.

What documents do I require to get a title loan in Visalia, California?

The documents you would need include:
  1. Your vehicle’s clean title
  2. A valid form of government-issued identification
  3. Proof of income (such as pay stubs or pension documents)
  4. Proof of California residence (like a utility bill with your home address)

What is the maximum title loan amount I can borrow in Visalia, California?

According to California state laws, the minimum amount for title loans is $2,500. The maximum amount you can borrow typically depends on the value of your vehicle and your ability to repay the loan. Swift Title Loans offers competitive rates and will work with you to establish a loan amount that best fits your needs.

Can I apply for a title loan from Swift Title Loans with bad credit?

Yes, you can. At Swift Title Loans, we understand that financial emergencies can happen to anyone, regardless of their credit history. That's why we focus more on the value of your vehicle and your ability to repay the loan rather than just your credit score.

How quickly can I get my cash once my title loan is approved in Visalia, California?

At Swift Title Loans, we understand that when you need money, you need it fast. That's why we aim to approve and distribute loan funds as quickly as possible. In most cases, borrowers can access the funds on the same day they apply!

Where is Swift Title Loans located in Visalia, California?

While we recommend taking advantage of our fast and convenient online application process, Swift Title Loans also has physical locations in different areas in Visalia, including major streets and commercial districts. Remember to only deal with legitimate, licensed lenders to protect your interests.

Can I keep driving my car while repaying my title loan in Visalia, California?

Yes, absolutely! Swift Title


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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