Swift Title Loan

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Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Warren, 48093

How It Works in Warren, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Warren, MI

Address

8023 12 Mile Rd #10, Warren, MI, 48093

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Warren, MI

Here's a real example of a funded title loan from our branch:

2017 Kia Sorento

2022 Chevrolet Trax

Loan Term24 month36 month
Estimated Vehicle Value$20000$23000
Loan Amount$3605$5127
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$261.26$326.61
Monthly Interest5.005.42
APR60.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Frequently Asked Questions about Title Loans in Warren, Michigan Q1: What are the eligibility requirements for title loans in Warren, Michigan?

To qualify for a title loan in Warren, Michigan, you must meet the following criteria:
  • You must be at least 18 years old.
  • You must own a vehicle that is free of liens and has a clear title.
  • You must provide proof of income, which can include pay stubs, bank statements, or other income documentation.
  • You must have a valid Michigan driver’s license or government-issued ID.
If you meet these requirements, you can apply for a title loan with Swift Title Loans. --- Q2: Can I get a title loan in Warren if I have bad credit?

### Frequently Asked Questions about Title Loans in Warren, Michigan Q1: What are the eligibility requirements for title loans in Warren, Michigan?

Yes, you can still qualify for a title loan in Warren, Michigan, even if you have bad credit. Title loans are primarily secured by the value of your vehicle, so your credit history plays a lesser role in the approval process. At Swift Title Loans, we focus on the value of your vehicle and your ability to repay the loan. --- Q3: How much money can I borrow with a title loan in Warren?

### Frequently Asked Questions about Title Loans in Warren, Michigan Q1: What are the eligibility requirements for title loans in Warren, Michigan?

The amount you can borrow through a title loan in Warren typically ranges from $1,000 to $5,000, depending on the value of your vehicle and other factors. Swift Title Loans will assess your car's market value during your application to determine how much you can borrow. --- Q4: What documentation do I need to apply for a title loan?

### Frequently Asked Questions about Title Loans in Warren, Michigan Q1: What are the eligibility requirements for title loans in Warren, Michigan?

When applying for a title loan in Warren, Michigan, you will generally need to provide the following documents:
  1. Your vehicle title in your name.
  2. A government-issued photo ID, such as a driver’s license.
  3. Proof of income, like pay stubs or bank statements.
  4. Proof of residence, like a utility bill or lease agreement.
  5. Your vehicle's registration.
Having these documents ready can speed up your application process. --- Q5: How fast can I get my title loan funds in Warren?

### Frequently Asked Questions about Title Loans in Warren, Michigan Q1: What are the eligibility requirements for title loans in Warren, Michigan?

At Swift Title Loans, we understand that emergencies


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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