Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California West Covina

Title Loans in West Covina, 91791

How It Works in West Covina, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – West Covina, CA

Address

1346 S Azusa Ave #3, West Covina, CA, 91791

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in West Covina, CA

Here's a real example of a funded title loan from our branch:

2015 Toyota Land Cruiser

2020 Jeep Renegade

Loan Term24 month36 month
Estimated Vehicle Value$40000$25000
Loan Amount$3288$3174
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$238.28$191.82
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a title loan in West Covina, California?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. While there may be various title loan vendors along major streets in West Covina, like Azusa Ave or W Garvey Ave S, it's essential to choose a licensed lender that follows state laws, like Swift Title Loans.

What are the requirements for obtaining a title loan in West Covina?

To qualify for a title loan with Swift Title Loans, you need these documents:
  1. A valid ID
  2. Proof of income
  3. Proof of residence
  4. Free and clear vehicle title
Your car also needs to be inspected to determine the loan value.

What is the maximum amount I can borrow with a title loan in West Covina, California?

The loan limit in West Covina, California is up to $25,000. Swift Title Loans offers title loans starting from $2,600. However, the exact amount is determined by the value of your vehicle and your ability to repay the loan.

What if I have bad credit? Can I still get a title loan in West Covina, California?

Absolutely! Swift Title Loans understands that emergencies happen, and your credit score should not prevent you from getting help. We focus on your ability to repay the loan and the value of your car, not your credit score.

Can I still use my vehicle while paying off my title loan in West Covina?

Yes! Even though you use your vehicle title as collateral for your loan with Swift Title Loans, you can continue using your car as you usually do while paying off your loan.

How do I repay my title loan in West Covina, California?

Swift Title Loans offers easy repayment options, including online payments, phone payments, or direct in-person payments at our service locations.

What happens if I can't repay my title loan?

Swift Title Loans encourages all borrowers to stay in contact if they face issues during repayment. Help will be provided, such as modifying your payment schedule. However, failure to repay the loan could result in the lender repossessing your vehicle, in accordance with California state law. Need a title loan? Apply online with Swift Title Loans now and get a quick, no-obligation


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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