Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California Whittier

Title Loans in Whittier, 90605

How It Works in Whittier, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Bobby H.
Bobby H.
With their choice for installment loans, Swift Title Loans made the process of applying for a loan, which I had never done before, quite simple! I was approved in a matter of minutes after completing the easy application process. Thank you for making it stress-free; it's truly a relief!
Michael B.
Michael B.
Swift Title Loans proved to be a reliable choice when I needed to pawn my car title near me. Their convenient locations and straightforward process made accessing the funds I needed quick and hassle-free, making them my top choice for car title pawn services.
Jefferson D.
Jefferson D.
If you're looking for loans using car title, Swift Title Loans is the right place for you to go. They have the best service in the market that i came across. Highly recommended.
Kayesu L.
Kayesu L.
Swift Title Loans proved to be a savior when I needed a credit union auto loan for a salvage title. Their expertise in handling salvage title situations sets them apart. The credit union auto loan process was straightforward, and the team at Swift Title Loans made sure everything was seamless. If you find yourself in a similar situation, Swift Title Loans is the keyword to remember. They're efficient, reliable, and understand the nuances of salvage title financing. Highly recommended!
Jackline G.
Jackline G.
They were great in answering my inquiries and accommodating my biweekly pay plan so I could pay monthly. If memory serves, Megan found us the best online payday loans. Her kindness and tolerance were remarkable. Her assistance with financed car titles was priceless.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Whittier, CA

Address

13527 Whittier Blvd unit A, Whittier, CA, 90605

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Whittier, CA

Here's a real example of a funded title loan from our branch:

2018 Nissan Murano

2021 Chevrolet Spark

Loan Term24 month36 month
Estimated Vehicle Value$24000$15000
Loan Amount$2800$5191
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$202.92$355.04
Monthly Interest5.006.00
APR60.00%72.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a title loan in Whittier, California?

You can easily apply online with Swift Title Loans for a fast, no-obligation estimate. Our process is swift, secure, and transparent. Whittier is well-served with multiple title loan providers, potentially located around major areas like Beverly Boulevard, S Santa Fe Springs Road, or S Philadelphia Street. Always ensure to choose a licensed lender like Swift Title Loans that upholds California's state regulations.

What are the legal maximum and minimum loan amounts for title loans in Whittier, California?

In Whittier, California, as per the state regulations, the minimum amount for a title loan is $2,500. The maximum amount is determined by your vehicle's value, your capacity to repay the loan, and the lender's credit criteria, such as income verification.

Can I apply for a title loan in Whittier if I have bad credit?

Yes, at Swift Title Loans, we welcome applications from individuals with bad credit. Your car title serves as collateral for the loan, making your credit score less of a determining factor in the approval process.

What documents do I need to provide for a title loan in Whittier?

When you apply with Swift Title Loans, you need to have the following documents:
  • A valid government-issued ID
  • Proof of income
  • Proof of residence
  • Free and clear car title registered in your name

Can I still use my vehicle after getting a title loan in Whittier?

Yes, one of the major advantages of choosing Swift Title Loans is that you can continue using your vehicle as usual while repaying your title loan.

What happens if I cannot repay my title loan in Whittier?

If you find it challenging to pay back your title loan, it is crucial to communicate this with us at Swift Title Loans. We aim to assist our customers and might be able to work out an adjusted payment plan. If a loan goes into default, the vehicle might have to be repossessed as per California state law.

Can I pay off my title loan early in Whittier, California?

Yes,


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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