Swift Title Loan
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Bad credit & past bankruptcies? All welcome!
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Get cash and keep your car
Repay loan and get title back
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If you're an Alaskan resident in need of quick cash, a car title loan is a viable option. With your vehicle acting as collateral, you can secure funds without perfect credit.
Typically, you can borrow between $1,000 and $50,000, depending on your car’s value and lender policies. Interest rates can reach up to 150% APR, and repayment terms usually range from 30 days to a few years. Keep in mind that failing to repay could risk your vehicle.
Explore your eligibility for fast cash solutions designed for your community today!
In Alaska, title loans are regulated to ensure consumer protection while providing quick access to funds. Potential borrowers can benefit from understanding the specific rules and limits surrounding title loans in the state.
Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$500 - $10,000 | Up to 36% per annum | Typically 30 days; extensions may be available | Must follow Alaska Statutes Title 06, Chapter 20 |
Alaska statutes allow for loans secured against the title of your vehicle, making it a viable option for those needing emergency cash, even with bad credit. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Remember to choose a licensed lender that complies with Alaska's regulations for a safe borrowing experience.
You can apply online for title loans in Alaska with Swift Title Loans, making it easy for local borrowers to access fast cash from home. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your application remotely, and while approval is subject to lender policies, you may qualify for same-day cash without visiting a store.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2015 Toyota Sienna | 2019 Jeep Gladiator | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $23000 | $35000 |
Loan Amount | $4288 | $4889 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $188.12 | $146.53 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Alaska, we encourage you to explore local credit unions and banks. These financial institutions often provide safer borrowing options with lower interest rates and flexible repayment terms, all while supporting your community.
Here are a few trusted financial institutions in Alaska:
✅ Tip: Always review interest rates, repayment terms, and fees before selecting any loan product. A safer and more affordable option may be available right in your neighborhood.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.