Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
01
Easily apply online
02
Get cash and keep your car
03
Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
You are here:
If you're an Arizona resident in need of quick cash, title loans can offer a reliable solution. These loans allow you to borrow against your vehicle's value while still driving it. Regardless of your credit history, title loans focus on your car's worth and your repayment ability.
In Arizona, you could secure a loan amount ranging from $1,000 to $50,000, with an APR that generally reaches up to 150%. Repayment terms often vary by lender, but many provide flexible options to suit your needs. Remember, this is a serious commitment—understanding fees and other costs is crucial.
Swift Title Loans stands ready to help local borrowers like you find financial relief. Check your eligibility for a fast title loan near you today!
In Arizona, title loans provide a quick financing option for individuals seeking short-term cash. Borrowers can use their vehicle titles as collateral. Here’s a brief overview of the regulations and essential details you should know:
| Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $2,500 - $50,000 | Fees up to 15% of the loan amount; APR typically ranges from 150% to 204% | 30 days, with the option to renew | Must be licensed by the Arizona Department of Financial Institutions |
Arizona law mandates that title lenders must be licensed and adhere to specific restrictions regarding fees and loan structures. Borrowers should ensure they choose a licensed lender, like Swift Title Loans, to comply with state regulations and protect their interests. Individuals seeking immediate assistance can apply online with Swift Title Loans for a fast, no-obligation estimate.
For more information, you can refer to the Arizona Department of Financial Institutions.
Online borrowers in Arizona can apply online with Swift Title Loans for a hassle-free experience. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your application remotely, with approval subject to their policies. If approved, you could receive fast cash the same day—without visiting a store. A convenient option for local borrowers to secure funds from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2022 GMC Sierra | 2020 Kia Telluride | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $40000 | $30000 |
| Loan Amount | $3441 | $4080 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $150.96 | $122.28 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Arizona, consider exploring safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and a focus on community service.
Here are a few trusted financial institutions in Arizona:
✅ Tip: Always review interest rates, repayment terms, and fees before choosing any loan product. A safer option could be just around the corner.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..