Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
You are here:
If you're an Arizona resident in need of quick cash, title loans can offer a reliable solution. These loans allow you to borrow against your vehicle's value while still driving it. Regardless of your credit history, title loans focus on your car's worth and your repayment ability.
In Arizona, you could secure a loan amount ranging from $1,000 to $50,000, with an APR that generally reaches up to 150%. Repayment terms often vary by lender, but many provide flexible options to suit your needs. Remember, this is a serious commitment—understanding fees and other costs is crucial.
Swift Title Loans stands ready to help local borrowers like you find financial relief. Check your eligibility for a fast title loan near you today!
In Arizona, title loans provide a quick financing option for individuals seeking short-term cash. Borrowers can use their vehicle titles as collateral. Here’s a brief overview of the regulations and essential details you should know:
Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$2,500 - $50,000 | Fees up to 15% of the loan amount; APR typically ranges from 150% to 204% | 30 days, with the option to renew | Must be licensed by the Arizona Department of Financial Institutions |
Arizona law mandates that title lenders must be licensed and adhere to specific restrictions regarding fees and loan structures. Borrowers should ensure they choose a licensed lender, like Swift Title Loans, to comply with state regulations and protect their interests. Individuals seeking immediate assistance can apply online with Swift Title Loans for a fast, no-obligation estimate.
For more information, you can refer to the Arizona Department of Financial Institutions.
Online borrowers in Arizona can apply online with Swift Title Loans for a hassle-free experience. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your application remotely, with approval subject to their policies. If approved, you could receive fast cash the same day—without visiting a store. A convenient option for local borrowers to secure funds from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2022 GMC Sierra | 2020 Kia Telluride | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $40000 | $30000 |
Loan Amount | $3441 | $4080 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $150.96 | $122.28 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Arizona, consider exploring safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and a focus on community service.
Here are a few trusted financial institutions in Arizona:
✅ Tip: Always review interest rates, repayment terms, and fees before choosing any loan product. A safer option could be just around the corner.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.