Swift Title Loan
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If you're an Arkansas resident in need of quick cash, car title loans can be your solution. These loans allow you to leverage your vehicle’s title as collateral, providing a fast and reliable way to access funds, even if you have bad credit.
In Arkansas, you can typically borrow up to $50,000, with annual percentage rates that can reach up to 150%. Repayment terms vary by lender, but you can expect flexible options. Keep in mind that the loan-to-value (LTV) ratio usually ranges from 25% to 50% of your car's value.
Don't wait; your fast cash solution is right around the corner with local title loan services tailored for your needs!
In Arkansas, title loans can be a viable solution for individuals facing financial emergencies. However, it’s essential to understand the state-specific regulations to make informed decisions.
Key Details | Information |
---|---|
Loan Amount Range | $350 - $10,000 |
Fees & APR | 21% - 36% APR, plus additional fees |
Repayment Terms | Typically 30 days, but extensions may be available |
Unique State Law Conditions | Must follow the Arkansas Title Loan Act |
Arkansas law mandates licensed lenders to follow specific guidelines, including transparent fee disclosure and responsible lending practices. This helps protect borrowers from excessively high interest rates and fees. For further details, you can refer to the Arkansas State Title Loan Act.
Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always choose a licensed lender to ensure compliance with state laws and safeguard your financial interests.
Arkansas residents can apply online with Swift Title Loans for fast cash to meet urgent financial needs. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your submission remotely, and if approved, you could receive same-day cash—all without visiting a store. Approval is subject to lender policies and can help local borrowers find quick solutions from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2023 Mazda MX-5 Miata | 2022 Ford F-250 | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $35000 | $55000 |
Loan Amount | $3437 | $4700 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $150.79 | $140.86 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Arkansas, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and personalized service that caters to your community's needs.
Here are a few trusted financial institutions in Arkansas:
- Andalusia Bank
- First Security Bank
- University of Arkansas Federal Credit Union
✅ Tip: Always compare interest rates, repayment options, and fees to find the best financial product for your situation. A more affordable option may be closer than you think.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.