Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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If you're a Colorado resident in need of quick cash, car title loans can provide a reliable solution. Using your vehicle's title as collateral, you can secure a loan without the pressure of perfect credit.
In Colorado, you can borrow up to $50,000, with APRs generally reaching up to 150%. Loan-to-value (LTV) ratios typically range from 25% to 50% of your car's value, depending on qualifications. Repayment terms and fees may vary, so it’s crucial to review the specific terms provided by your lender.
Don't let financial emergencies weigh you down; explore swift title loan options in your area today!
Title loans in Colorado are available to those in need of quick cash, especially for borrowers with less-than-perfect credit. Understanding the regulations governing these loans is crucial for making informed financial decisions. The state has specific guidelines to protect consumers while allowing lenders to operate effectively. Below is a concise overview of the key regulations regarding title loans in Colorado:
| Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $2,000 - $25,000 | Maximum APR up to 36% (including fees) | Typically 30 days; may vary depending on the lender | Lenders are required to be licensed in Colorado. Borrowers must assess their ability to repay before taking out a loan. |
Colorado law mandates that lenders provide clear information regarding fees and terms, helping borrowers avoid hidden costs. Borrowers should always apply online with Swift Title Loans for a fast, no-obligation estimate. It's also essential to choose a licensed lender that complies with Colorado’s regulations, ensuring a safe borrowing experience.
You can apply online with Swift Title Loans to get fast cash in Colorado. Start by sharing your contact and car details, then upload photos of your vehicle for a quick remote assessment. Approval is subject to lender policies, but if you're approved, you may retrieve cash the same day—without visiting a store. This is a convenient option for local borrowers looking for financial solutions from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2021 Ford Ranger | 2015 Ford F-250 | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $35000 | $40000 |
| Loan Amount | $5476 | $4087 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $240.24 | $122.49 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Colorado, consider exploring local banks and credit unions. These institutions often provide safer, lower-interest borrowing options with flexible repayment terms and a focus on community service.
Here are a few trusted financial institutions in Colorado:
- First Tech Credit Union
- University Credit Union
- Denver Community Credit Union
✅ Tip: Always compare interest rates, repayment terms, and any associated fees before deciding on a loan. A more suitable option may be closer than you think.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..