Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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If you’re a Delaware resident in need of quick cash, car title loans could be your solution. With these loans, you can leverage your vehicle's title as collateral, even with bad credit. You'll continue to drive your car while securing funds based on its value.
Typically, Delaware lenders offer amounts ranging from $1,000 up to $50,000, with APRs possibly reaching up to 150%. Repayment terms often vary, with many options available to fit your needs, but missing payments may risk your vehicle.
Get the reliable financial solutions you need with swift title loan services right here, serving your community today!
In Delaware, title loans are regulated to ensure consumer protections while providing quick access to emergency funds. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. It's critical to select a licensed lender who complies with state laws.
| Loan Amount Range | Minimum: $500 Maximum: $5,000 |
|---|---|
| Fees & APR% | Interest rates can range from 15% to 25%, with additional fees possibly applicable. |
| Repayment Terms | Typically 30 days, but can be extended with a rollover option. |
| Unique State Law Conditions | Delaware law mandates licensed lenders, and all terms must be disclosed as per the Delaware Code Title 5, Chapter 220. |
Always ensure that the lender provides clear informational materials and follows the Delaware Code Title 5, Chapter 220 for full compliance with lending regulations. Major areas, including Wilmington and Dover, host numerous licensed lenders ready to assist with title loans tailored for your needs.
Delaware residents can apply online with Swift Title Loans. Start by sharing your contact and car details, then upload photos of your vehicle for a quick assessment. A lender will review your information remotely, and if approved—subject to lender policies—you could receive fast cash the same day, all from home and without visiting a store. A convenient option for local borrowers in urgent need.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2020 Nissan Murano | 2021 Ford Bronco | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $35000 | $43000 |
| Loan Amount | $3079 | $2957 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $135.08 | $88.62 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Delaware, we encourage you to explore safer financial alternatives available through local banks and credit unions. These institutions often provide lower interest rates, flexible repayment terms, and community-focused service that can better suit your financial needs.
Here are a few trusted financial institutions in Delaware:
✅ Tip: Always compare interest rates, repayment terms, and fees before committing to a loan. Opting for a trusted local lender could save you money and provide peace of mind.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..