Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
You are here:
If you’re a Florida resident in need of quick cash, car title loans provide a reliable solution by allowing you to borrow against your vehicle's equity. This form of secured financing is designed for local borrowers facing financial challenges, even if your credit isn’t perfect.
Typically, you can access up to $50,000 with an APR generally capped at 150%, based on your vehicle's value. Repayment terms vary by lender, and fees may apply. It's crucial to understand that while these figures are general estimates, they depend on your specific qualifications.
Don’t let financial stress hold you back—check your eligibility for a fast title loan near you today!
In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.
Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$2,500 - $10,000 | Maximum fees: 30% of the principal APR: Up to 30% (varies by lender) |
Repaid within 30 days, with possible renewal options | Licensed lenders must adhere to the Florida Title Loan Act |
To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.
Florida residents can apply online with Swift Title Loans. Start by sharing your contact and vehicle details, then upload car photos for a quick remote loan review by a lender. Approval is subject to lender policies, but if approved, you could receive fast cash the same day—without visiting a store. This is a convenient solution for local borrowers from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
If you've found yourself in a difficult financial position and need access to cash, you may qualify for an instant online title loan. Check the requirements and get started!
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2019 Ford F-Series | 2023 Tesla Model 3 | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $35000 | $45000 |
Loan Amount | $3647 | $5965 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $160.00 | $178.78 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Florida, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and personalized service that can help meet your financial needs.
Here are a few trusted financial institutions in Florida:
✅ Tip: Always review interest rates, repayment terms, and fees before choosing any loan product. A safer option could be just around the corner.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.