Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
You are here:
If you're a Georgia resident in need of quick cash, car title loans could be your solution. These loans allow you to borrow against your vehicle's equity while still retaining possession of it.
Loan amounts typically range from $2,000 to $50,000, with an APR that can reach up to 150%. Repayment terms generally vary from 30 days to several months, depending on your lender. While Georgia's regulations guide these loans, it's crucial to know that the specific terms can depend on your qualifications.
For local borrowers facing financial emergencies, swift cash solutions are just around the corner. Explore your options for reliable title loan services today!
In Georgia, title loans are governed by specific regulations that aim to protect consumers while providing quick access to cash. Borrowers with bad credit can benefit from these loans, but it's essential to understand the legal framework before applying.
Key Details | Information |
---|---|
Loan Amount Range | $100 - $5,000 |
Fees & APR | 15% - 25% per 30 days |
Repayment Terms | 30 days; may offer renewals |
Unique State Law Conditions | Must be licensed by the Georgia Department of Banking and Finance |
Borrowers are encouraged to apply online with Swift Title Loans for a fast, no-obligation estimate. Remember to choose a licensed lender that complies with Georgia's state laws. Whether you're in Atlanta, Savannah, or Macon, work with professionals who prioritize your financial well-being.
You can apply online with Swift Title Loans for quick financial relief. Start by sharing your car and contact details, then upload photos of your vehicle. A lender will remotely review your information, and while approval is subject to lender policies, you may receive fast cash the same day—without visiting a store. This is a convenient option for local borrowers seeking help from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
If you've found yourself in a difficult financial position and need access to cash, you may qualify for an instant online title loan. Check the requirements and get started!
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2017 Chevrolet Trax | 2016 Chevrolet Spark | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $12000 | $8000 |
Loan Amount | $2587 | $5216 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $113.50 | $165.87 |
Monthly Interest | 0.42 | 0.75 |
APR | 5.00% | 9.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Georgia, we encourage you to consider safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and a more community-focused service.
Here are a few trusted financial institutions in Georgia:
✅ Tip: Always compare interest rates, repayment terms, and any associated fees before choosing a loan option. A more affordable solution might be closer than you think.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.