Swift Title Loan
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If you're a Hawaii resident in need of quick cash, a car title loan might be your answer. By using your vehicle's title as collateral, you can access funds while continuing to drive your car as usual.
In Hawaii, you could potentially borrow between $1,000 and $50,000, depending on the lender while paying an APR that generally reaches up to 150%. Repayment terms vary but often range from 30 days to several months. It's crucial to understand that fees and other costs may apply, so be sure to review the loan agreement carefully.
Need a reliable financial solution? Swift Title Loans is here to help local borrowers get fast cash when they need it most. Check your eligibility for a title loan near you today!
Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$1,000 - $10,000 | Fees up to 15% of the loan amount; APR varies but can be up to 36% | Repayment period typically ranges from 30 days to 1 year | Must comply with Hawaii Revised Statutes § 478-1 to § 478-5 |
In Hawaii, title loans are regulated under the Hawaii Revised Statutes, which specify maximum interest rates and fees allowable for lenders. Borrowers looking for quick cash solutions can apply online with Swift Title Loans for a fast, no-obligation estimate. Keep in mind that you should choose a licensed lender that adheres to state laws to ensure a fair lending experience. The maximum loan amount typically ranges from $1,000 to $10,000, with repayment terms generally lasting from 30 days to a year.
For more information on regulations governing title loans in Hawaii, consider checking the official resources, such as the [Hawaii Division of Financial Institutions](https://dcca.hawaii.gov/financialinstitutions).
Your quick financial solution is just a few clicks away with Swift Title Loans. You can apply online by sharing your contact and car details, followed by uploading vehicle photos. A lender will remotely review your application, and if approved, you could receive fast cash the same day—without visiting a store. This service caters to local borrowers seeking pre-approval from home, quickly addressing urgent needs.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2019 Honda Pilot | 2022 Nissan Murano | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $30000 | $40000 |
Loan Amount | $2598 | $5753 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $113.98 | $172.42 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Hawaii, we encourage residents to consider safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and a community-focused service that may better suit your needs.
✅ Tip: Always compare interest rates, repayment options, and any associated fees before committing to any financial product. You might find a more suitable and secure option nearby.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.