Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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Need fast cash? Swift Title Loans offers Idaho residents a simple solution with car title loans. You can borrow against your vehicle’s equity while continuing to drive it, making this a reliable financial option even for those with bad credit.
In Idaho, you can typically secure between $1,000 to $50,000, with interest rates up to 150% APR. Repayment terms may vary, and you could potentially finance 25%-50% of your car's value. Remember, these are general estimates, so check with local lenders for specific terms.
If you're in need of quick cash in Idaho, explore our local title loan services and get the funds you need today!
In Idaho, title loans are a quick way to access emergency funds, especially for borrowers with bad credit. Understanding the state regulations ensures a safe borrowing experience. Legal title loans in Idaho operate under specific guidelines set by the state.
| Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $100 - $5,000 | Up to 36% APR (or higher per authorized statutory limits) | Loan terms range from 30 days to 12 months | Lenders must be licensed by the Idaho Department of Finance |
Idaho's title loan regulations are designed to protect consumers. Borrowers should ensure they choose a licensed lender that adheres to the state laws. You can find more information on the regulations from the Idaho Secretary of State and the Idaho Department of Finance. Apply online with Swift Title Loans for a fast, no-obligation estimate and take control of your financial situation today!
Idaho residents can apply online with Swift Title Loans to find quick financial relief. Start by submitting your contact and vehicle details, then upload photos of your car. A lender will review your application remotely, and if approved, you could access fast cash on the same day—without visiting a store. This hassle-free process is designed for local borrowers seeking support from home, with approval subject to lender policies.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2017 Chevrolet Silverado | 2015 Jeep Renegade | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $30000 | $15000 |
| Loan Amount | $5144 | $4913 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $225.67 | $149.46 |
| Monthly Interest | 0.42 | 0.50 |
| APR | 5.00% | 6.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Idaho, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment options, and a community-focused approach that can better serve your financial needs.
Here are a few trusted financial institutions in Idaho:
✅ Tip: Always compare interest rates and terms across different lenders to find the most suitable option for your financial situation. It’s essential to make informed decisions to safeguard your financial well-being.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..