Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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If you're a Kansas resident in need of quick cash, title loans offer you a reliable financial solution by allowing you to borrow against your vehicle's title. You can get funds for emergency expenses while still being able to drive your car.
In Kansas, borrowing amounts for a title loan usually range up to $50,000, with an APR that can reach up to 150%. Most lenders will provide 25% to 50% of your car's value, with repayment terms varying by lender.
For local borrowers with bad credit, this option can be a lifeline. However, it’s essential to understand the costs involved and work with licensed lenders in your area. Need fast cash? Check your eligibility for a title loan near you!
Kansas regulates title loans to ensure consumer protection and fair lending practices. Here you can find essential information if you're considering a title loan to secure emergency funds.
| Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $100 - $25,000 | Up to 15% of the loan amount; APR can vary based on the loan duration | Minimum of 30 days | Loans must comply with the Kansas Consumer Credit Code |
Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Remember, it's crucial to choose a licensed lender who adheres to Kansas regulations. Learn more from the Kansas Office of the State Bank Commissioner for guidance on responsible borrowing practices. Major cities like Wichita and Topeka have numerous reputable lenders available to assist you.
You can apply online for title loans with Swift Title Loans, designed for local borrowers facing urgent financial needs. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your information remotely, and if approved—subject to lender policies—you may receive fast cash the same day, all from home and without visiting a store.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2017 Toyota Venza | 2019 Chevrolet Bolt EV | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $20000 | $28000 |
| Loan Amount | $3022 | $4485 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $132.58 | $134.42 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Kansas, we encourage you to explore financial alternatives that may offer better terms and lower interest rates. Local banks and credit unions often provide flexible repayment options and personalized service tailored to your needs.
Here are a few trusted financial institutions in Kansas:
- Alliance Bank
- First Tech Credit Union
- U.S. Central Credit Union
✅ Tip: Always compare interest rates and terms before committing to any loan. Remember, the best financial decision could be just around the corner!
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..